Engagement ring: what to consider?

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You have reached that magical moment in your relationship where you realize that your love will last a lifetime. While time is “magical,” shopping for an engagement ring requires thought. Should you surprise your fiancée or should I help you shop? How much can you really afford, will you know how to judge if the ring is of good quality and will last a lifetime of marriage? These questions can make your pulse race almost as fast as true love.

The prudent person will take time to think about buying an engagement ring. All of these considerations and others apply to the process. Making an informed decision is likely to please your fiancée more than making a quick decision.

First, consider your fiancée. She may have very specific taste in jewelry. If you want to surprise her, but aren’t sure which ring she would choose to wear for the rest of her life, make sure you get a ring that she can trade. This is a bit more difficult to do if you buy a ring online. Therefore, one might consider buying an engagement ring from a local store only.

Alternatively, propose to your girlfriend at a jewelry store, since she can shop with you. However, since price is often an object, make sure your fiancée knows what she can afford. If you don’t, you can arrange with a jeweler to display rings only in your price range when shopping for an engagement ring.

If the engagement is not a surprise, then it makes sense for the bride to be a part of the engagement ring purchase. Engagement rings can be sold in a set with a wedding band, possibly having a matching ring for the husband. If you want to stay coordinated, you can mix and match bands at the same time you shop for an engagement ring.

Consider what you can really afford when shopping for an engagement ring. Although naturally your love deserves the most expensive ring there is, one still cannot afford it. An engagement ring often signifies a wedding in the imminent future, and weddings mean great expense. Additionally, many couples are on expensive honeymoons or need to purchase and/or furnish a home. Keep these expenses in mind and consider being debt-free.

In general, buying an engagement ring means buying at least one diamond. One should shop around and educate themselves on buying diamonds. Diamonds vary in quality, and sometimes a smaller, higher quality diamond will look better than a large, poor quality diamond.

You also have to take into account the types of metal when buying an engagement ring. In general, engagement rings are made of gold or platinum. Gold rings are available in white, pink or yellow. Platinum is white, with a somewhat silvery sheen. Platinum is more durable and often preferred, but it is certainly more expensive. White gold can achieve a similar look, at a cheaper price than platinum.

When shopping for an engagement ring, take some time to look at the many options for style, price, and durability. Shopping online is often a good option when the commitment is not a surprise, as great prices can often be had. You may also want to purchase the engagement ring setting separately from the stone. One can buy a higher quality stone for less money, when purchased loose. Just be sure to check that the setting will accommodate the cut and size of stone you wish to purchase.

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