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Personal injury litigation involves suing a party for compensation for costs related to a personal injury, such as medical expenses or pain and suffering. This can include suing individuals, businesses, or insurance companies. Medical malpractice is another common area of personal injury litigation. Concerns about the costs of litigation have led to discussions about tort reform. Legislation at both federal and state levels governs personal injury litigation.
Personal injury litigation is the act of suing a party to obtain compensation for the costs of a personal injury. These costs can be concrete, such as the costs of medical expenses resulting from the injury, or more abstract, such as the costs of pain and suffering. Plaintiffs typically rely on a personal injury attorney in pursuing this type of litigation.
Traditional forms of this type of litigation include suing an individual, in which the case is settled by one person’s complaint against another, and suing a business or corporate party. There are also individual personal injury suits, in which a personal injury litigant represents a family or household against a defendant, and mass personal injury suits. A common example of a mass personal injury lawsuit is when a company’s product injures or makes a large number of customers ill.
In today’s legal world, many injury claims are directed against insurance companies. This new type of personal injury case law focuses on getting compensation from an insurance company that covers certain types of situations. For example, a pedestrian or driver may claim compensation from an insurer where an at fault driver is an insured.
Another common form of personal injury litigation is in the area of medical malpractice. This type of medical litigation includes lawsuits for negligent conditions in a hospital or healthcare setting, errors in surgery, incorrect diagnosis or medication, and other errors by qualified medical personnel. Independent finance groups are keeping a close eye on how large amounts of medical malpractice litigation are affecting health care in various financial systems.
In response to concerns about how personal injury litigation affects some areas of the free market, government officials and economic experts are examining options for what many are calling “tort reform” to limit this type of litigation to provide increased support for healthcare professionals and to alleviate the cost of insurance against certain types of injuries. The enormous costs of litigation can be a problem in a financial system where no one is willing to shoulder the burden of paying any compensation that personal injury litigants seek for their clients. The way insurance companies sometimes handle personal injury claims and personal injury disputes shows what kind of problems can arise when personal injury victims are denied access to compensation.
Like much else in the legal system, personal injury litigation is governed by legislation at both the federal and state levels. Public officials continue to talk about charting a course for tort reform that will promote economic growth. Professionals in medicine, law and other fields are paying attention to what personal injury litigation could look like in the future.
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