An adjustment office helps clients manage financial resources, including insurance claims, after experiencing serious financial setbacks or bankruptcy. It is not a loan or debt consolidation agency, but provides debt counseling and education. The privately owned organization operates within federal guidelines and focuses on helping individuals or businesses recover and rebuild credit ratings. As an […]
Customer service plans establish, maintain and improve relationships between businesses and customers. A functional plan requires understanding customer needs, drafting policies and procedures, and educating both staff and customers. Plans should be reviewed periodically to meet and exceed customer expectations. Customer service plans are the policies and procedures put in place to establish, maintain and […]
The mortarboard is a cap worn at graduations and academic settings. It has a hood attached to a square of hard material with a tassel. The cap’s origins are ancient and it has alternative names such as corner cap or square cap. A mortarboard is a special type of cap worn with academic insignia at […]
Online discussions can quickly escalate into heated “flame wars” due to ad hom attacks, which attack the speaker’s character rather than the topic. Ad hominem arguments are considered a fallacy, but can still sway opinions. Ad hom attacks can damage a participant’s credibility and reputation, and may be launched by cyberbullies or trolls. It’s best […]
Walt Disney was born in Chicago in 1901 and moved to Missouri and Kansas City as a child. He developed a love for drawing and film, and eventually opened his own studio in Hollywood with his brother Roy. Disney created Mickey Mouse and won numerous awards, and later built Disneyland and Walt Disney World before […]
Coccydynia, or pain in the tailbone, can be caused by injury, excessive activity, abnormal growth, or infection. It can impact daily life and professional activities. Diagnosis involves exams and imaging tests, and treatment includes anti-inflammatory drugs, pain relievers, and avoiding prolonged sitting. In extreme cases, the tailbone may need to be removed. Coccydynia is medically […]
Housing coordinators help people find affordable housing, develop relationships with residents, and ensure their housing needs are met. They work in various fields, including hospitality, nonprofit, corporate, and government, and may require a bachelor’s or associate’s degree. The role of a housing coordinator can vary dramatically between fields. A housing coordinator often helps people find […]
Real-time gross settlement is a system for instant transfer of funds between banks, overseen by national governments to prevent foul play. It eliminates credit and security risks and allows banks to keep track of cash levels. It differs from net settlement systems, which can be cheaper but slower. Real-time gross settlement is a system for […]
Functional job analysis (FJA) is a system used by HR professionals to determine all elements of a job and evaluate them, ranking their importance. FJA is used for making decisions like staffing levels and compensation. It is important to keep in mind that FJA evaluates the job itself and not the person in the job. […]
Gravitas, along with pietas and dignitas, was a fundamental virtue for men in ancient Rome. It embodied dignity, duty, and seriousness, and was essential for maintaining a proper place in society. With its origins in ancient Rome, gravitas is understood as one of the fundamental virtues that men were required to possess as part of […]
The Hardy Boys are two amateur detectives, Frank and Joe, who live in Bayport, New York with their family and friends. The book series was created by the Stratemeyer Syndicate and underwent revisions from 1959 to 1973. The franchise has been modernized with spin-offs and collaborations with other characters. The Hardy Boys are two brothers […]
Ezra Pound was a significant figure in the modernist movement, befriending poets like Hilda Doolittle and William Carlos Williams, and initiating the Imagism movement. He married artist Dorothy Shakespear and settled in Italy, but during World War II, he sided with Mussolini’s regime and was arrested for treason. Confined to St. Elizabeth’s Psychiatric Hospital for […]
Heart palpitations when lying down can be caused by factors such as excess caffeine, drugs, stress, or low levels of iron or potassium. Dietary changes and stress-reducing activities can help control irregular heart rhythms, while medical intervention may be necessary for underlying conditions such as thyroid malfunction or heart disease. Electrolyte imbalances can also cause […]
County executives oversee the day-to-day operations of regional governments in the US and work with county councils to create policies. They have veto power over council resolutions and work with local residents to resolve issues. They also oversee human resources, waste management, and land use policies. The county executive is the principal elected or appointed […]
Qualified Security Assessors are trained and certified to assess merchants’ compliance with industry security standards for credit card purchases. The position was created to combat credit card data theft, with QSAs auditing merchants to ensure compliance. QSAs must complete a training course established by the Payment Card Industry’s Security Standards Council to learn compliance rules […]
Brand extension is when a company creates a new product with the same brand name as the original, usually closely related. It can be risky, but successful when the original brand has a good reputation and the new product has a similar focus. Product extensions are often the first step towards brand extension. A brand […]
Ceramic dolls, including bisque, porcelain, handcrafted, and antique varieties, are popular among collectors. Bisque dolls are unglazed and painted after firing, while porcelain dolls have a glaze and modeled hair. Handcrafted dolls are unique, and antique dolls are rare and valuable. Bisque dolls, porcelain, handcrafted, and antique dolls are among the most popular types of […]
Forming a book club requires a good list of questions to spark in-depth conversation. To create them, read the book carefully, outline plot points, characters, events, and symbols. Start with broad questions and then narrow the focus. Questions should delve into aspects not apparent upon first reading and lead to speculation. One of the most […]
Al Capone, born in 1899 in New York City, dropped out of school at 14 and joined the Brooklyn Rippers. He moved to Chicago and became second-in-command to Johnny Torrio. During Prohibition, he made over $100 million a year in illegal trades. He was convicted of tax evasion and sent to prison in 1932, where […]
An amalgam tattoo is a common discoloration caused by dental amalgam particles getting stuck under oral membranes. Dentists can reduce the risk by using protective dams during procedures. It’s important to confirm that a dark spot is an amalgam tattoo and not oral cancer. Treatment should not be delayed. An amalgam tattoo is an area […]
