A mortgage processor processes mortgage applications, verifying materials and assembling a package for underwriters to evaluate. They may work for banks, brokers, or other financial institutions and can learn on the job or through training courses. The job requires computer skills, attention to detail, and good organizational and interpersonal skills. A mortgage processor is a […]
A “broken date” in finance refers to a forward contract with an unusual expiration date, which can be advantageous for traders in certain situations. Standardized dates are preferred for convenience and record-keeping purposes. The expiration date is usually clearly disclosed in the contract documentation. In the financial world, the term “broken date” is used to […]
E-invoicing is the practice of sending invoices by email instead of by mail. It offers cost savings, convenience, and faster payment for businesses and customers, but may have drawbacks such as email spam filters and security concerns. E-invoicing refers to the practice of sending an invoice by email, instead of sending a paper invoice or […]
Central embedding is when a sentence is inserted into a larger one, commonly seen with relative clauses. It can create comprehension difficulties and hinder natural language processing technology. Efforts are being made to better understand and interpret natural language. Central embedding in linguistics is a phenomenon where a sentence is inserted or incorporated within a […]
Fiction publishers specialize in different markets, genres, and authors. The “big six” publishers dominate popular fiction in the US and UK. Genres include suspense, romance, science fiction, fantasy, mystery, horror, children’s, and young adult. Each genre has sub-genres. There are many types of fiction publishers that specialize in different markets, genres, and authors. Most fiction […]
Cicero was a Roman writer, orator, philosopher, and politician who was praised until the 19th century when it was revealed he stole from Greek philosophers. He used his writing and philosophy to achieve political goals, and his skillful writing helped him attain a high position in the Empire. Cicero’s work was valued by the Roman […]
Throat infections, caused by bacteria or viruses, cause inflammation and symptoms such as pain, hoarseness, and fever. Antibiotics can treat bacterial infections, but viral infections typically resolve on their own with rest and fluids. Strep throat can lead to other conditions if left untreated. Seek medical attention for severe symptoms or if symptoms persist for […]
Animal caretakers ensure animals are well-fed, comfortable, and healthy. Patience and a willingness to learn are important, and a degree or certificate may be required for some jobs. Caretakers can work in various settings and may need to work long hours. Experience can be gained through volunteering or owning pets. Cleanliness, patience, and compassion are […]
Stock insurance companies issue shares to the public to raise capital and expand their business. Common shares offer voting rights and dividends to shareholders, while policyholders may also choose to invest in the company. Stock insurers have an advantage over mutual insurers in their ability to obtain additional funds from the financial market. A stock […]
Choosing a working capital policy depends on the level of risk you can manage. A conservative policy matches business assets and liabilities, a matching policy leaves more cash to reinvest, and an aggressive policy allows for rapid growth but carries high risk. It can be difficult to choose the best working capital policy, and the […]
Cherry picking is selecting information to prove a point while ignoring contradictory information. The term comes from picking the best fruit, but can lead to false impressions. It is used negatively in sports and insurance, where it can be unfair. Cherry picking has a few different definitions, but is often thought of as the process […]
“The powers that be” refers to those in positions of authority, often with negative connotations. It is always used in the plural and originated from the Bible. It is an idiom that can be difficult for non-native speakers to understand and should be used sparingly to avoid sounding clichéd. “The powers that be” refers to […]
Commissioned reporters in the US are required by law to report suspected child abuse and neglect. They include professionals who work with children and must submit more extensive documents when reporting. Child abuse includes physical, sexual, and emotional abuse, as well as neglect. Suspicious signs should be reported to the state, and immunity is offered […]
Uterine fibroids are noncancerous tumors that can grow inside or outside the uterus, caused by a gene malfunction. Symptoms include abnormal menstrual bleeding, cramping, and digestive problems. Treatment options include medication, surgery, and uterine artery embolization. Uterine fibroids are noncancerous tumors that grow on the inside or outside of the uterus. Some fibroids are entirely […]
To become a medical malpractice attorney, you must first become a lawyer and work for a personal injury firm specializing in medical malpractice. You must also pass the LSAT and attend an ABA-approved law school, taking courses in tort litigation and medical ethics. After graduation, you must find a law firm that represents medical malpractice […]
OPEC is an international cartel of 12 countries that controls a large part of the world’s oil trade, but its influence has diminished due to increased demand and new oil deposits in non-member countries. Its objective is to control the production and availability of oil by setting price and availability restrictions. The Organization of the […]
Economic sector analysis measures and analyzes economic performance and activity within an industry sector for government entities, companies, and academic purposes. It can also be used to determine the impacts of industrial activity and identify potential national security threats. Political motivations and environmental concerns can also prompt analysis. Companies seek competitive advantage by researching and […]
The pensieve is a magical object in Harry Potter used to collect and process memories. It is a shallow stone bowl that holds silvery cloud-like memories that can be physically pulled out of the head with a wand. It is a rare and valuable item used by Albus Dumbledore and Severus Snape, and can be […]
Diminutives are linguistic units that make words smaller or younger. They can be added as segments or whole words and can be pejorative or convey familiarity. The English word “little” is an example of a diminutive and can be added to emphasize youth or smallness. Diminutives can also be used as nicknames, such as “Dave” […]
Hadrian was a Roman emperor known for building Hadrian’s Wall in Britain. He was a patron of the arts, oversaw a peaceful period in Roman history, and preferred the company of a male companion. He chose Antonius Pius as his successor. Hadrian was emperor of Rome from AD 117-138. He is perhaps best known for […]
