The homonyms “there,” “they,” and “their” are often confused in English writing. “There” can be a pronoun, adverb, interjection, or adjective, while “they” is a possessive pronoun. “Their” is a contraction of “there is” and should not be confused with “they.” Homonyms there, they, and are often confused in English writing. While readers will be […]
The idiom “cost an arm and a leg” means something is extremely expensive, with unclear origins. Theories include limb-by-limb billing by portrait painters, military demotion, and criminal underworld desperation. When something is said to cost an arm and a leg, it is extremely expensive. The subtext of this idiom is that the price could be […]
The secondary mortgage market involves buying and selling mortgage loans and associated fees to create mortgage-backed securities. This market injects capital into originator lenders, improves chances of mortgage approval for consumers, and provides a source of ongoing returns for investors. A secondary mortgage market is the market in which mortgage loans and associated servicing fees […]
HMO health insurance is a subset of prepaid medical services where members can obtain medical services from a select group of doctors and facilities. Members must select a primary care physician who arranges all medical services. HMO aims to provide affordable medical services and eliminate spurious treatments. HMO providers operate within two models: group and […]
To become a ramp agent, you must meet minimum education and training requirements, be physically fit, pass background security and drug tests, and pass aptitude tests. On-the-job training is usually offered, and duties include loading and unloading luggage, directing planes, and cleaning planes. Job openings can be found on airline websites or job boards. You […]
Breakout occurs when a stock peaks at the end of an uptrend and is unlikely to gain value. It can be difficult to predict, but savvy stock market players can spot the turning point. Other market trends and individual actions can also affect stock value. Breakout is a phenomenon that occurs when stocks peak at […]
Calendar magnets are popular promotional tools with a full year calendar and a business’s contact information. They come in small and large sizes and can be made with different magnet designs. They are cheap, space-efficient, and can be ordered in batches of at least 100. Calendar magnets are thin flexible magnets in front of a […]
“Lapsus calami” is a Latin phrase meaning a written slip, which can be funny, revealing, or embarrassing. Even with spell checkers, errors can occur, and zoologists have a specific name for a slip involving scientific names. Freudian slips can also occur. Double-checking written material is important to avoid mistakes. The phrase “lapsus calami” is Latin […]
Conjunctions tie two or more expressions together in linguistics. Coordinating conjunctions like “and” and “or” are common, as are adverbs and adverbial phrases. Adverbs can connect sentences and clarify relationships, while other conjunctions establish different relationships. Conjuncts can start a sentence and require tense or verb ending changes in some languages. Conjunct derives from the […]
An investor mailing list contains contact information for individuals and groups interested in investment opportunities. Lists can be qualified or unqualified and may include information on investment preferences. Using email and mail campaigns, entrepreneurs can target potential investors. Qualified lists are more expensive but generate higher returns. An investor mailing list is a document containing […]
Joint capsules surround synovial joints, holding synovial fluid in place and providing a shell for the joint. Malfunctioning capsules can cause problems such as frozen shoulder and plica syndrome. Different joints have different types of synovial joints, and the capsule consists of an outer layer and an inner synovial membrane. A joint capsule is a […]
Reconciliation analysts compare records between two institutions to find discrepancies, typically in accounting firms or banks. They develop audit controls, monitor compliance, manage high volume accounts, and provide financial reports. The role requires a degree and computer skills, and is in high demand in the digital age. The position of reconciliation analyst has been around […]
Unit price is the cost per unit of a product, regardless of packaging, used by both consumers and purchasing managers to determine the true cost of a product. It is important to check unit prices as larger packs may not always have a lower unit price and downsizing is common. Unit price is a valuation […]
Net operating losses occur when a business’s expenses exceed income for multiple years. Most countries have special tax rules to accommodate the cyclical nature of businesses. Losses can be applied to future and past income statements, and there are specific rules and conditions to be eligible for this tax break. Consult an accountant or review […]
Passive grammar changes the order of a sentence so that the object of the action becomes the subject. It is a stylistic preference, but can sometimes cause ambiguity or misunderstanding. The verb “to be” and past participles are commonly used in passive voice formation. Passive grammar refers to one of two possible ways of expressing […]
The willful error philosophy in literary criticism suggests that the author’s original meaning may not be the most important interpretation. It allows readers subjective freedom in interpretation and can be applied to other forms of art. Some disagree and believe understanding the author’s intent is necessary. It can provide new insights and may be applied […]
Refinancing during bankruptcy is possible by meeting with a bankruptcy attorney, researching lenders, creating a budget plan, and getting approval from a trustee. It can be used for homes, cars, boats, and other assets. It’s not always easy to refinance during bankruptcy, due to your already damaged credit, but the process isn’t impossible. By meeting […]
Asphyxia can be caused by suffocation, drowning, vomit inhalation, strangulation, chemical inhalation, chest or abdominal pressure, asthma attacks, sleep apnea, and diving. It can lead to unconsciousness and death if not treated promptly. Asphyxia, or suffocation, is caused by a severe lack of oxygen in the body. Loss of consciousness and death will result if […]
A rigger can work in various industries, including entertainment, manufacturing, and the military. The term originates from sailing, and riggers can move heavy loads, set up sets, pack parachutes, and prepare objects for use. A rigger can do a number of different things depending on the industry he is employed in. Several industries, including entertainment, […]
A subsidiary bank is owned by a parent bank in a different country and only needs to follow regulations in the country where it operates. It differs from a foreign branch bank, which is subject to both parent and host country regulations. The choice between the two depends on the bank’s goals for establishing a […]
