A core holding company is a long-term investment that forms the foundation of an investment portfolio, providing stability and direction. The length of time required to be considered a core holding varies, but it is generally a consistently profitable investment that can lead to financial stability. A core holding company is a type of investment […]
A paraesophageal hernia is when the stomach protrudes through a hole in the diaphragm, causing severe chest pain, vomiting, and difficulty swallowing. Surgery is required if the hernia becomes incarcerated or strangulated, and laparoscopic surgery is a common method. A paraesophageal hernia is a type of hiatal hernia. A hernia occurs when a portion of […]
Childcare professionals keep children safe and engaged in activities, whether full or part-time. They need to be patient, energetic, and have a good personality. They may report back to parents on the child’s progress and play multiple roles, including teacher and babysitter. Childcare professionals play an important role in helping to care for children when […]
Stock diversification involves investing in a variety of assets to mitigate potential losses. It does not involve investing all capital in one company and borrowing to invest in another. An example is investing $10,000 in two companies, ABC and DEF, to cushion the impact of losses in one company. Stock diversification is an investment term […]
Financial incentives attract skilled employees, but non-financial incentives such as decision-making opportunities, recognition, and advancement opportunities are key to retaining them. Non-financial incentives are not monetary but can be just as valuable. When trying to attract highly skilled employees, financial incentives are important and often a pay raise or good benefits package is what will […]
Jotto is a word game for two players where one chooses a secret word and the other player guesses it through logical deductions. The game is played with four or five-letter words, but can be simplified for children with three-letter words. The game involves building a diagram and scoring columns to keep track of guesses. […]
The Saxon genitive explains the origin of the apostrophe in English, which is used to indicate ownership. It derives from Old English, where “es” was commonly used at the end of certain words. Printers eventually replaced the “e” with an apostrophe. Other theories exist, but the Saxon genitive is marked by an apostrophe and an […]
Credit reporting errors can negatively impact a person’s credit report for years, but consumers can fix them by checking their credit report every year or two. They should examine the report, check each name and account number, and contact the credit card company or reporting agencies to correct any errors. Consumers should also ensure that […]
Pulseless electrical activity (PEA) is a condition where the heart’s electrical activity is normal, but the mechanical pumping action is unresponsive, causing cardiac arrest. It is not shockable with a defibrillator, and CPR is the only option until medical professionals arrive. PEA is usually caused by severe heart disease, and patients are clinically dead. Pulseless […]
Becoming a child life expert requires a bachelor’s degree, additional psychology classes, and an internship. Certification and continuing education are also necessary, and job availability may be limited to large city hospitals. Fluency in another language or experience with children can increase job opportunities. Emotional resilience is also important due to the high-pressure nature of […]
Credit enhancement is a risk reduction technique used to protect investors against loss in the underlying security or debt instrument. Methods include over-collateralization, insurance policies, and subordinated bonds. It is an integral part of securitization and structured financing, but not allowed in some countries. Some companies offer credit enhancements to individual consumers, but caution is […]
A quality audit is an external or internal review of a company’s quality program to determine compliance with standards such as ISO 9000. The auditor creates a plan, reviews records and practices, and prepares a report with recommendations for improvement. A quality audit is an audit in which an auditor analyzes and verifies various records […]
Musicals combine acting, singing, and often dance. They originated from French opera comique and evolved from burlesque shows. Broadway and London stages became famous for musicals in the 19th century. Gilbert and Sullivan brought popularity to the form with their hit The HMS Pinafore. Classic musicals emerged in the 1930s, and composers like Rodgers and […]
Zines are small-scale publications for specific audiences, often distributed by hand within a community. The concept began in the 1970s with punk fanzines, and expanded to include political and literary zines. They are sold at events and bookstores, and e-zines are also popular. A zine is a publication designed for a very limited target audience […]
Municipal bond insurance protects investors who purchase bonds issued by government agencies. Issuers buy insurance to raise bond ratings, making them more attractive to investors. The US has a developed market, while Canada guarantees municipal bonds, and Europe has experienced growth. There are two types of bonds: general and tax. Bond insurance benefits insurers with […]
Vaginal dryness is a common symptom of menopause, but can also occur before and after. It can cause discomfort, itching, and pain during sex, and may be a sign of other conditions. Treatment depends on the underlying cause. The symptoms of vaginal dryness aren’t extensive but they are certainly noticeable. This condition is a common […]
Financial administrators oversee tax activities, manage cash flow, create budgets and reports, and may deal with investing excess capital. A bachelor’s degree in finance, accounting, or business administration is required, with some employers also requiring a master’s degree and work experience. Financial managers must stay up-to-date with accounting practices and laws, and possess strong communication […]
Derivative hedging uses options or futures to protect against losses in an investment portfolio. While it minimizes risk, it also lessens profit potential and introduces unpredictability. Derivatives can be a low-cost alternative to investing in shares, but hedging is essentially a bet against the initial investment and can lead to losses exceeding gains. Derivative hedging […]
Specialization and comparative advantage are related concepts. Comparative advantage refers to lower manufacturing costs, while specialization is when an entity focuses on producing a specific item. A company with a comparative advantage may choose to specialize in that item. An example is a company in a country with easy access to raw materials specializing in […]
An out of print book is no longer printed by the publisher and can be limited in stock. Reasons for this include declining popularity or a publisher’s bankruptcy. Patients may find a new copy when it goes back to print, but older books may require sourcing from antiquarian booksellers. The value of an out of […]
