Enrolling in Medicare is simple for those turning 65 and receiving Social Security benefits, but others must follow a longer process. It’s important to remember eligibility and start the process several months before turning 65. Enrollment can be done online, by phone, or at a Social Security office. Medicare Part D enrollment options are also available on the Medicare website or through the Social Insurance office.
The process for those wishing to enroll in Medicare is relatively simple. In most cases, people who turn 65 in the United States and will receive Social Security benefits do not have to do anything to enroll in Medicare Part A and Medicare Part B. This will happen automatically. For those who want other parts of the program or who won’t receive any benefits, there is a longer, but still simple, process to follow.
The most important thing to remember when looking at the initiation process is Medicare eligibility. It’s usually just a matter of timing. For those turning 65, the best time to start the process is several months before that birthday. This gives you plenty of time to enroll in Medicare, choose a plan, and begin coverage. For those age 65 or older, the process can still take place, but there may be coverage gaps between a private insurance company and Medicare insurance.
There are several ways to enroll in Medicare, all of which are relatively easy for the applicant. One of the main ways to do this is to simply go online and sign up using the online system. A series of questions will be asked to determine if the individual is able to apply online. For those who are uncomfortable with a computer, the process can also be started at your local Social Security office. Consult the address book to find the location closest to your home. At least one Social Security office is located in every major American city.
Those interested may also apply to enroll in Medicare by telephone by calling the Social Security toll-free number listed as 800-772-1213. This is an especially important option for people who want to apply for Medicare but don’t want to start collecting Social Security benefits. Calling or going to the Social Security office is the only way to do this. Those using the online system can only do so if they want to enroll in Medicare and Social Security.
For those who want to enroll in Medicare Part D, which is the prescription drug program, the same options exist. The Medicare website offers a list of drug program options. These Medicare plans may, to some extent, depend on where you live. Once a plan is chosen, the applicant can use the same site to sign up for a program. The other option is to visit or call the Social Insurance office, who will provide more information about the plans and the process.
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