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Sinkholes can cause damage to homes and property due to underground erosion. To file a claim, check your insurance policy, document damages, and contact your insurer. Sinkholes can occur worldwide and it’s important to have sinkhole insurance. Document damage with photos and maps, and contact your insurer to file a claim.
A sinkhole can cause extensive damage to a home and property. This geological problem involves underground erosion which creates a depression in the ground. To file a claim, you will need to look at your insurance policy, document any damages, and contact your insurer. Many insurance companies cover damage caused by sinkholes and will pay for any necessary repairs when one of these natural openings occurs.
Sinkholes are found all over the world, in all kinds of regions, climates, and geographic locations. They are also called cenotes, sinkholes and shakeholes. When the rock beneath the ground begins to erode, commonly from rainwater percolating through the earth, it can often collapse. This collapse is a sinkhole and creates a depression in the ground that is the size of a boot to one large enough to topple a vehicle or even a building.
To begin filing a claim, you’ll need to look at your homeowner’s insurance policy. This documentation will detail the various types of disasters covered by your insurance premiums. Make sure you have sinkhole insurance and that you understand how much damage is covered. It’s a good idea to keep these documents out for future reference when filing a claim.
When dealing with a sinkhole claim, it’s important to document exactly where the damage occurred on your property. Find or draw a map of your home, then fill in where the sinkhole appeared and where the damage occurred. Please be as descriptive as possible when creating this document to assist insurance agents.
When filing a sinkhole claim, it’s an even better idea to take photographic evidence of the damage and the hole. Take lots of photographs of the damage and sinkhole, shooting from different angles and different distances. Another option is to record a video of the damage.
Finally, phone your insurer and tell them you want to make a claim. Normally, an agent will be at your property anytime from hours to days. If possible, please email photos to agent in advance. Normally, there will be some paperwork to fill out, stating the date of the damage, what was affected, and other information. When the agent has finished processing your claim, you may receive a check to cover the damages.
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