Insurance careers can be pursued with just a high school diploma, but some may require a college degree. Basic computer skills, math skills, and professional communication are necessary. Entry-level jobs are in customer service or claims, while fraud investigation and underwriting may require a degree. Working in an insurance agency is another option. Licensing and continuing education may be required for some positions.
Getting started with insurance is relatively easy and you will only need some basic entry-level skills. While an insurance career may require a college degree, most people can get a job in insurance with just a high school diploma. If you don’t want to attend college or can’t afford it, you might consider a career in insurance.
To have an insurance career, you must be able to type and use a computer. In addition to standard computer applications, most companies have their own proprietary software to track policy and claims information. You must be able to speak professionally on the phone and have basic math skills. Many insurance careers require a license exam and maintaining continuing education requirements to renew a license.
Most entry-level insurance jobs can be found in customer service or claims. A claims insurance career can lead to other avenues such as subrogation, an insurance term used to mean collections. Customer service and claims representatives typically range from car or homeowner claims to damage claims and court case claims. Claims adjusters may need to be licensed.
An in-demand insurance career is that of a fraud investigator. An experienced claims adjuster can become a fraud investigator, but in many cases a college degree will be required. The nature of fraud claims requires a thorough understanding of consumer protection and criminal justice laws. Most insurance companies prefer applicants with a college degree in this position.
An underwriting insurance career is also more likely to require a college degree than a claims insurance career. However, most high school graduates can secure an underwriter assistant position and, with hard work, be promoted to an underwriter position. In many cases, underwriters must be licensed to do business and maintain continuing education credits.
Underwriters must have a professional demeanor and good organizational skills. They must be able to communicate with insurance agents and claims representatives to ensure accurate information and maintain a friendly working relationship. Underwriters can move on to careers in risk management and actuarial science, but university degrees will be required before they can do so.
An insurance agency is another good place to find an insurance career. You can become a broker, working with insurance companies to conduct business, or work as a producer, actively selling insurance policies. Brokers and producers often need to be licensed to do business.
Protect your devices with Threat Protection by NordVPN
