HUD housing qualifications are based on income level, citizenship status, and other factors such as family size and disability. HUD offers two programs: public housing and Section 8. Local authorities administer the programs, and character verification is required.
The primary requirements for housing under the programs offered by the US Department of Housing and Urban Development (HUD) are the applicant’s income level and citizenship status. Additional factors considered in HUD housing qualifications include whether an individual is elderly or disabled and the size of their family. After the initial determination is made that an individual or family is eligible for HUD housing, the character of the applicant is also taken into account.
HUD offers two programs to provide housing assistance. They are the public housing program and the Section 8 program. The income aspect of HUD housing qualifications in each of these programs varies depending on the area in which the home is located. HUD determines the limits annually based on the median income for that area.
Housing programs offered by HUD are administered by local authorities. The public housing program consists of multi-family rental units managed by the local housing authority, which rents directly to the tenant at a reduced rate. To be eligible for this type of public housing, the renter’s income level cannot exceed a certain percentage of the median income for that area. As of 2011, this percentage was set at 80 percent.
Under the Section 8 program, a rental voucher is issued to the eligible tenant that can be used to rent housing available on the open market. This program is also administered by the local housing authority. The landlord must agree to participate in the Section 8 program for the property to be eligible, and the level of rent charged may not exceed a fair amount of rent as determined by HUD. Under this program, an applicant’s household income level must be below a certain percentage of area median income: 50 percent as of 2011.
The other main factor in HUD housing qualifications is citizenship. For any of HUD’s housing programs, the applicant must be a US citizen or an eligible immigrant. A non-citizen who is a legal resident alien would qualify for the programs.
Once the HUD income and citizenship requirements for housing have been met, the local housing authority is responsible for verifying the character of the proposed tenant. A local housing authority may deny a HUD housing application if it determines that the applicant will not be a suitable occupant. The applicant will often need to provide personal references for this purpose.
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