Medicaid coverage for assisted living varies by state and health condition. Some states offer Medicaid for home health aides, but not for assisted living. Medicaid historically covered nursing home care, but some states are now certifying assisted living facilities to reduce nursing home placements. To determine eligibility, contact local Medicaid or county agencies. If Medicaid is not an option, consider nursing homes or home health aides.
Sometimes you can get Medicaid for assisted living, depending on which state you live in and whether you have a health condition that warrants assisted living. Because Medicaid funding and policies vary by state, the type of funding you can get for assisted living varies. In some states, you cannot use Medicaid for assisted living, but you can apply for Medicaid assistance to pay for a home health aide to assist you with daily activities.
Medicaid is a health care program offered in the United States to elderly and disabled people who live on very low incomes and don’t have much in the way of personal assets. Historically, Medicaid has paid for nursing home care for its recipients. Assisted living is different from home care and has not always been eligible for Medicaid coverage. Some state Medicaid agencies are now concerned that too many seniors and people with disabilities are being placed in nursing homes when they could do just fine in an assisted living center, which is typically less expensive than a full-fledged nursing home.
If your area offers Medicaid for assisted living, you will still need to choose a facility that has been certified by Medicaid. Without certification, you may not be able to receive the funds needed to pay for your residency. To determine if you are eligible for Medicaid for Assisted Living, contact your local Medicaid department. In some cases it may be necessary to work with a county agency that specializes in providing services for the elderly or disabled. Typically, you will need to prove that you are ill or disabled to the extent that supported living would be in your best interest and that your income is low enough to require financial aid to enable you to get the care you need.
Unfortunately, if you live in a state that doesn’t provide Medicaid for assisted living, you’ll have to find other ways to pay to live in an assisted living community. Your options may include finding a nursing home that offers many of the freedoms and services often found in assisted living. If you are generally able to care for yourself in your current home, you may also be able to get Medicaid assistance for a home health aide who can provide some of the services normally offered through an assisted living community.
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