To stop payment on a money order, contact the issuing financial institution and complete the required documentation. If purchased at a US Post Office, complete Form 6401 and pay a fee. Rules and fees vary among institutions, and a toll-free number is usually provided on the receipt.
You can stop payment on a money order the same way you would a personal check. Contact the financial institution that issued the money order and complete the required documentation. If you purchased the money order at a US Post Office, you must complete a form at your local Post Office to begin the stop payment and replacement process. There is usually a fee involved.
It may be necessary to stop payment on a money order for various reasons. The person you sent the money order to may never have received it, or it may have been lost or stolen. Since money orders work differently than personal checks, it may take a little longer for the bank or post office to issue the stop payment. The United States Post Office, for example, must first inquire about the status of your money order before canceling and refunding it.
If your money order was from the United States Post Office, you must visit a local office and complete Form 6401. You may also have to pay a small fee to have the stop payment placed. Once the process is complete, you will receive a new money order, and the number of the old one will be placed on the post office’s Lost Money Order List, which post office clerks should refer to before cashing money orders .
The rules for stopping payment on a money order vary among financial institutions. The fees for a stop payment are usually higher at a private bank or credit union than at the post office. Some institutions will not issue a stop payment, but will instead issue a refund or replacement for uncollected money orders.
There is usually a toll-free number printed on the money order receipt that you can call to request a stop payment. At some banks or credit unions, you can start the process over the phone, but then you’ll have to go to the institution in person to fill out the paperwork and pay your fee. Some companies that specialize in money orders have stop payment or refund claim forms available for download on their websites. After completing the form, you must mail it to the company with the stop payment fee attached.
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