“Additional insured” refers to extending insurance coverage to someone other than the policy owner, such as legally licensed drivers or property owners. Commercial liability insurance policies often have additional insured riders, but coverage varies and policy terms should be carefully read. The term “additional insured” refers to the coverage provided by an insurance policy when […]

“Additional policyholder” refers to insurance coverage for someone other than the named policyholder, often required for legal or contractual reasons. Examples include covering drivers of insured cars and landlords of rented properties. Commercial general liability policies often name employees as additional insured, but coverage is limited to actions within their employment or business relationship. Policy […]