Anti-war protests in the US (1969), Darwin sends Origin of Species to publisher (1859), gold hoarding made illegal (1933), Battle of the Ice (1242), Helen Keller breakthrough (1887), Washington’s first veto (1792), Easter Island discovered (1722), Pocahontas marries John Rolfe (1614), Churchill resigns (1955), April 1976 Movement leads to violence in Tiananmen Square (1976). Massive […]
Einstein published his theory of relativity (1905), Truman relieved MacArthur of command (1951), Napoleon was exiled to Elba (1814), Iowa imposed the first state cigarette tax (1921), Lincoln made his last speech (1865), Buchenwald prisoners were liberated (1945), Civil Rights Act of 1968 was signed (1968), southern Ohio correctional facility rioted (1993), last death sentence […]
Jackie Robinson broke baseball’s color barrier, the Titanic sank, insulin became available, Lincoln was assassinated, McDonald’s opened, and Fidel Castro visited the US. Malta was awarded the George Cross, Rand McNally published its first road atlas, and General Electric was incorporated. Jackie Robinson broke the color barrier in baseball. (1947) Robinson played his first game […]
Credit card companies can charge a default APR if a borrower fails to make payments, but the rate is now capped at 35% APR. The universal default clause, which allowed all credit card lenders to charge the default APR, was abolished in 2010. Consumers can avoid the default rate by making on-time payments and keeping […]
Yellow fever vaccine created (1932). Mutiny on HMS Bounty (1789). Muhammad Ali refuses army draft (1967). iTunes store launched (2003). Dennis Tito becomes first space tourist (2001). Railway workers set track-laying record (1869). Mussolini executed (1945). International Congress of Women opens (1915). Kon-Tiki Raft expedition begins (1947). University of Santo Tomas founded (1611). The creation […]
Nixon released the Watergate tapes, Hitler married Eva Braun and committed suicide, riots erupted in LA over Rodney King verdict, Dachau liberated, first 3D TV episode aired, Hair opened on Broadway, Chemical Weapons Convention entered into force, Joan of Arc lifted siege in Orleans, William Randolph Hearst born, WWII Monument opened in DC. Nixon announced […]
Snuppy, the world’s first cloned dog, was born in 2005. Other events include the opening of the Woolworth Building in 1913, the establishment of the Library of Congress in 1800, the launch of the Hubble Space Telescope in 1990, and Spain declaring war on the United States in 1898. The Easter Rebellion began in 1916, […]
Ellis Island had its busiest day in 1907, Apollo 13 returned to Earth in 1970, the Bay of Pigs invasion began in 1961, the Three Hundred and Thirty-five Years War ended in 1986, Martin Luther defended himself in 1521, the Treaty of Shimonoseki was signed in 1895, MGM was founded in 1924, Jerrie Mock became […]
Yuri Andropov replied to American student Samantha Smith’s letter about nuclear war, inviting her to visit the USSR. The name “America” was first used on a map in honor of Amerigo Vespucci. Robert Noyce patented an improved integrated circuit design. Truman opened the White House bowling alley, and New York issued the first US license […]
Henry VIII became king of England and oversaw the split of the Anglican church. Rome was founded by Romulus and Remus. Student protests in Tiananmen Square led to the Tiananmen Square massacre. The Hutt River Province seceded from Australia. Maryland declared freedom of religion for all Christians. The film projector was first introduced in the […]
APR is a numerical figure used to express the cost of credit. Lenders are required to fully disclose the APR to consumers by law. APR allows consumers to compare loans and determine the least expensive credit products, but can be confusing as lenders have flexibility in calculating APR and several fees are included in one […]
0% APR credit cards offer no interest rate initially, but eventually charge interest on any balance owed. They can be beneficial for paying off debt, but it’s important to consider the interest rate after the introductory period and calculate if transferring balances will result in real savings. Reading all terms and conditions is crucial. 0% […]
Default APR is an interest rate charged by credit card companies when a borrower fails to make payments on time. The rate cannot exceed 35% APR, but it can be difficult to reset once applied. The universal default clause allowed all credit card lenders to charge the default APR, but this is no longer the […]
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