Asset forfeiture is when law enforcement seizes a person’s assets, such as a house or car, due to criminal activity. This can occur if the assets are the proceeds of a crime, used to commit a crime, or related to terrorism. Legal proceedings must occur before forfeiture, and the government must demonstrate evidence of criminal […]
Asset protection strategies involve protecting money and property from creditors, taxes, and lawsuits. Strategies include retirement plans, trusts, and business entities. Lawyers use a combination of methods to protect clients’ income, and strategies vary depending on jurisdiction. Retirement plans, trusts, and business entities can be used as effective tools in asset protection strategies. Asset protection […]
Asset financing allows companies to obtain credit by using assets as collateral. Accounts receivable and inventory are commonly used assets. It is a quick and flexible financing option that can be used for various purposes, such as purchasing equipment or financing an exit package. The transaction is quick and requires minimal structure. Repayment can be […]
To become an asset recovery specialist, choose between finance/banking or asset recovery industries. Banks require a bachelor’s degree and knowledge of bankruptcy and debt collection. Asset recovery companies require certified training in skiptracing, communication, and legal issues. Communication and negotiation skills are vital, as is staying up-to-date on legal issues. To become an asset recovery […]
Asset acquisition is a buyout strategy that focuses on acquiring control of specific assets or stakes in a company, rather than trying to gain control of the company itself. This strategy is commonly used to gain control of assets of a bankrupt company or to establish a business with a ready operating facility. It allows […]
Asset protection strategies include retirement plans, trusts, and business entities to protect money and property from creditors, taxes, and lawsuits. Lawyers use a combination of methods to help clients protect their income, and strategies vary depending on jurisdiction. Retirement plans, trusts, and business entities can all be used as effective tools in asset protection strategies. […]
Asset financing allows businesses to use assets as collateral for a line of credit, with accounts receivable and inventory being popular options. It can be used to quickly obtain funds for expansion or to finance an exit package. The transaction is quick and flexible, with repayment achievable through the sale of assets. Asset financing is […]
A restricted asset can only be used for a specific purpose, with contractual or legal consequences if not followed. Restrictions can be permanent or temporary, and special accounting procedures are needed. Educational and non-profit institutions commonly accept restricted assets, and they are included in a separate section of financial statements. Municipal bonds and wills can […]
Acquiring a company’s key assets is an asset acquisition strategy, different from acquiring the entire business by buying shares. It is common in bankruptcies and can be used to gradually gain control of a target company. It can be productive when takeover bids are rejected. Business acquisitions are strategies that take partial or complete control […]
The Capital Asset Pricing Model (CAPM) uses beta risk to determine the expected rate of return and assess the systematic risk of investing in a stock. The formula is: Expected return = Risk-free rate + Beta (Market rate – Risk-free rate). The Security Market Line (SML) graph compares actual returns to expected returns, with stocks […]
Personal assets, such as homes, financial accounts, real estate, and valuables, are important for calculating net worth and obtaining financial assistance. Managing assets and generating income is crucial, and appraised value should be considered for insurance purposes. A personal asset is something of value that belongs to someone. A classic example of a personal asset […]
Physical assets are tangible objects with value, such as inventory, equipment, and real estate. They are part of a business’s overall value and can be sold to raise funds. Depreciation and maintenance are expenses associated with physical assets. Intangible assets, like patents, have value but no physical presence. A physical asset, also known as a […]
Barcode asset management involves marking equipment and assets with barcodes that can be scanned by a special scanner and tracked in a computerized database. It is used in various industries, including supermarkets, police departments, and hospitals. Barcodes can also be used to track employee movements and inventory movement. Businesses and other organizations sometimes mark their […]
Past-due assets are loans that show an increased risk of default, usually after 90 days of no payment. Lenders work with borrowers to prevent default before taking legal action. Late payments do not necessarily constitute delinquent assets. Also known as past-due loans, past-due assets are loans that demonstrate an increased risk of default, usually due […]
Current asset management involves balancing a company’s short-term assets, such as inventory and accounts receivable, with its current liabilities. The current ratio, calculated by dividing current assets by current liabilities, is key to determining this balance and a company’s liquidity. A balanced ratio makes a company more attractive to investors and creditors. Current asset management […]
Remote asset management is the use of modern communication tools to manage assets from anywhere in the world, including investment portfolios, business assets, and specialized asset management. Wireless technology is used to monitor activity and execute orders, allowing for real-time access and improved efficiency. Wealth management software can be customized to meet specific needs and […]
Asset swapping is a useful strategy to align a company’s current liabilities with its assets and make it more attractive to lenders. It involves exchanging fixed assets for floating assets to create a gross margin, and can be particularly useful with interest-bearing bonds. As a means of helping a company’s cash flow run more efficiently […]
Asset recovery specialists should have experience in a specific field, qualified staff, and strong relationships with buyers. Certified specialists are recommended for repossessing vehicles, and international asset recovery requires a specialist familiar with foreign laws. Choose a specialist with a successful track record and satisfied customers. The best asset recovery specialists will have years of […]
401k plans are tax-qualified pension plans available through employers in the US. They are defined contribution plans, managed by investment firms, and offer various investment options. Participants must decide on an asset allocation plan, which can be based on security types or industries, and the plan must be regularly rebalanced. A 401k plan is a […]
Proper inventory management and automated computer inventory applications are the best way to track mobile assets. Use RFID tags to track equipment and ensure proper inventory procedures are followed for newly purchased equipment. An annual equipment inspection is necessary to verify that resources are assigned correctly. The best way to track mobile assets is to […]
