Urine pH can indicate overall health and reveal health problems such as kidney stones, infections, and kidney problems. Alkaline urine can be caused by kidney failure, while acidic urine can be caused by diarrhea, COPD, or certain medications. A urine pH test can prevent kidney stones and increase medication effectiveness. A balanced diet should be […]
Retirement benefits include Social Security, pension plans, and military retirement benefits. Social Security benefits are paid to most American workers at retirement, while pension plans are offered by employers and military retirement benefits are separate from other state-administered programs. It is recommended to establish a private retirement fund or plan early in a career. A […]
Trusts offer tax exemptions depending on their structure and disbursement of funds. Beneficiaries are usually exempt from inheritance tax until they receive funds, and undistributed income is not taxed. Seek legal advice to optimize financial benefits and comply with tax laws. Many different types of trusts offer the benefit of some form of tax exemption. […]
Business analysis evaluates a company’s current state to identify what needs to be changed for a more effective business. It helps to position the business for growth, eliminate waste, and evaluate policies and procedures. Regular analysis keeps the company competitive and open to new approaches. Business analysis is a process that is used to evaluate […]
Government employees are often promised pension payments upon retirement, managed by a division of pensions and benefits. These divisions handle paperwork, ensure eligibility, and manage payments for retirees. Private companies also offer similar benefits with internal divisions to manage claims. In many jurisdictions, one of the advantages of working for the government is the promise […]
An employee benefits consultant helps employers find the best benefit packages for their company, with responsibilities including researching new legislation and developing new plans. Interpersonal and math skills are essential, and there is no specific degree required. An employee benefits consultant helps employers find the most compatible benefit packages for their company. These consultants determine […]
Government procurement allows public entities to contract commercial companies for goods and services, reducing costs and benefiting from specialist expertise. However, choosing the cheapest supplier may compromise quality and safety, and there may be a loss of control and accountability. “Best value” policies evaluate suppliers based on criteria beyond price. Government procurement is the process […]
Laissez-faire is a philosophy that advocates for minimal government intervention in economics, including international trade and domestic policies. Proponents argue that it leads to a more efficient use of resources, encourages creativity and growth, and reduces dependence on the state. The philosophy has historically been associated with opposition to import tariffs and is based on […]
Limited liability partnerships (LLPs) offer tax advantages in certain jurisdictions and provide partners with legal protection and the ability to actively manage the business. However, tax advantages may be nullified in areas with high personal income tax rates. LLPs do not require annual shareholder meetings but may not be recognized in all jurisdictions and can […]
Planned economies allow societies to focus on achieving specific goals and avoid problems associated with market economies. They can mobilize economic power quickly and allow social values to shape economic life. Command economies maximize these benefits and disadvantages, with complete state direction of production. Planning can concentrate a nation’s productive power on one crucial goal, […]
Accidental death benefits can pay additional money to survivors, up to twice the face value of insurance if death occurs in a sudden accident. These benefits may be combined with provisions for loss of limb or sight, but it’s important to read the fine print and exclusions before purchasing insurance. An accidental death benefit is […]
Ratio analysis simplifies complex financial statements, provides insight into a company’s financial stability and future, and allows for comparison with competitors. However, it is not exhaustive and depends on accurate financial statements. One of the main benefits of ratio analysis is that it can allow for a quick assessment of a company’s value. Although the […]
A poetry journal can be used to vent emotions, maintain writing practice, and capture sudden ideas. It can also aid in emotional healing, especially during a crisis such as illness. Keeping a poetry journal can have a number of advantages and benefits, depending on a person’s particular situation and the reasons they might have for […]
Trade credit allows sellers to extend credit terms to customers, with benefits for both parties including access to products at reasonable prices and the opportunity to build customer loyalty. For customers, trade credit can be easier to obtain than bank loans or credit cards, but interest rates may be higher. Suppliers can make more money […]
Companies offer stock benefits to shareholders, which can range from discounts to special gifts. These benefits vary by company and may have specific requirements. In times of financial hardship, companies may discontinue these benefits to cut costs. Stock benefits are special benefits granted by companies to individuals who own shares in those companies. These perks […]
Cliff vesting is the practice of giving one person full ownership of an asset at once, commonly found in retirement and incentive programs and probate law. It provides an incentive for employees to stay on the job and avoid wasted money for employers. Probate law also uses cliff vesting to protect estates and heirs. Cliff […]
Unemployment benefits are monetary compensation provided by governments to eligible individuals who become unemployed through no fault of their own. Benefits vary by jurisdiction and location, and are designed to help people with basic needs while they search for gainful employment. Eligibility requirements and payment periods also vary, and workers must actively search for work […]
Debit transactions offer zero liability policies, immediate access to funds, and rewards programs. They also eliminate the need for carrying cash and allow for mindless spending while staying on a budget. Automatic debit transactions provide convenience, timeliness, and reliable account balances. Debit transactions are generally subject to zero liability policies, which is an encouraging factor […]
SHRM certification in human resource management provides benefits to both professionals and employers, demonstrating mastery of the field and ongoing proficiency. Three certifications are offered globally, with a fourth for California-specific regulations. The comprehensive exam covers legal and strategic planning topics, and ongoing recertification ensures current knowledge. Employers benefit from validated skills and competence, while […]
Disability benefits are provided by governments, employers, unions, and organizations to ensure people with disabilities have the money they need to live comfortably and receive care. Payments can be made to families or individuals, and may be based on income or financial need. Benefits can vary in amount and are used to cover specific or […]
