Passengers should check the terms of their transfer agreement to see if they are entitled to a refund if their cruise is canceled due to weather. Many cruise lines offer a full refund if the cruise has not started, but conditions vary. If the cruise is canceled after it has started, partial credits may be […]
Expungement laws vary by state in the US, but generally a conviction can be sealed or removed from a person’s record, making it invisible to most background checks. However, law enforcement and court officials can still view expunged convictions and they may be considered in future convictions or trials. Expungement is often used for minor […]
Most paper checks can be disposed of once reconciled with monthly statements, but some need to be kept for tax purposes. Canceled checks should be kept for a minimum of seven years for tax records, while routine payments can be discarded after three years. It’s important to keep receipts and supporting documents for business expenses. […]
