A nanny background check is a search that reveals a nanny’s criminal history, child abuse clearance, driving record, and other records. It requires the nanny’s permission and can be done online. A nanny background check is a type of search designed to reveal the criminal history of a nanny that a parent may hire to […]
Check clearing is the process by which a bank processes a payment by check, with the method varying depending on the financial institution. Overdraft fees generate significant revenue for banks, particularly during the holiday season. Different check clearing methods can impact the likelihood of overdraft fees, and customers can use debit cards as an alternative. […]
Check services cash checks for a fee, but their fees are usually higher than those of a bank. They also offer short-term loans, but these can result in significant losses for the borrower. It’s better to find a bank that offers direct deposit without fees. A check service is a company that will cash a […]
Dating background checks use public records to determine if a potential partner has negative factors, such as financial instability, criminal history, or a hidden marriage or children. This precaution can prevent emotional attachment and disappointment in relationships, and is increasingly popular with online dating. Detective agencies offer this service. Dating background check is a process […]
A bad check is written on an account with insufficient funds, resulting in the check bouncing and the bank not honoring it. It is considered fraud and can result in fines or imprisonment. Overdraft fees are charged, and keeping a buffer or careful record-keeping can prevent writing bad checks. A bad check, also known as […]
Cashing a cashier’s check is similar to endorsing a regular check, but you may need to have an account at the bank where you cash it. Verify the authenticity of the check and sign it correctly before using the funds. You’ll cash a cashier’s check like any other check you receive: by going to your […]
A pending check is a valid check that has not yet been deposited or cleared. It can take several days for funds to be deducted from the account of the person or company that wrote it. Outstanding checks can be tracked using accounting measures, and may need to be voided after a set period of […]
Teacher background checks are legally required in all 50 US states and include criminal, driving, employment, civil, education, health, credit, and bankruptcy records. Private agencies offer services with varying levels of investigation. Parents should ask schools about their background check policies. A teacher background check is a process that provides educational institutions with more information […]
Criminal background checks are used by employers to ensure accuracy of information provided by prospective employees. They are conducted through databases maintained by various agencies, and are required by law in some industries. Inaccuracies can occur due to differing state definitions of crimes. Employers who do not conduct background checks may be held liable for […]
A bounced check letter notifies parties that a check has been returned by the bank for insufficient funds. There are two types: one from the bank to both parties, and one from the recipient to the writer demanding payment. Writing bad checks is illegal and can result in criminal prosecution. A bounced check letter is […]
A checkbook is a record book used to keep track of check transactions. It includes columns for check number, date, recipient, deposits, withdrawals, and totals. It helps avoid overdrawing accounts and should be balanced monthly to check for errors. A check book is a small record book designed to be kept with the checkbook, in […]
Personal checks are a secure way to transfer money between individuals or businesses, and can be used to transfer money between accounts at different financial institutions. They provide documentation of payments, but their value depends on the honesty of the writer, and many now prefer other payment methods. A personal check, a UK spelled check, […]
A certified check is a guaranteed payment issued by a bank, with funds withdrawn from the payer’s account and held until the payee cashes the check. It is a simple process to create and offers full bank guarantee, but may come with a fee. It is still a popular option for those who prefer cash […]
A business background check examines public records to reveal a company’s history and current status, including financials and legal actions. It can also uncover consumer complaints and ensure no liabilities for potential partners or investors. Omissions in the background check can raise red flags. A business background check is a process that enables potential customers, […]
Companies conduct pre-employment background checks to ensure the employee fits in well, poses no risk, and is competent. The check can include reference checks, consumer investigative reports, credit reports, criminal history, physical tests, drug tests, and lie detector tests. Laws govern what employers can consider and the types of checks allowed. There are many reasons […]
The phrase “don’t look a gift horse in the mouth” means it’s impolite to inspect a gift’s value. It comes from the practice of determining a horse’s age by its teeth. St. Jerome and John Heywood are credited with the phrase’s origin, not the Trojan horse. It is quite clear that one should not look […]
