The pooling factor is the proportion of an asset-based or mortgage-backed security that has not been returned to investors, indicating the amount of collateral remaining. It is used to assess value and risk, with a lower factor indicating faster repayment and increased risk. The pooling factor is the proportion of the balance of a particular […]
Weighted average rating factor calculates and communicates the overall risk of an investment portfolio, commonly used in collateralized debt obligations. It assigns a risk factor to each asset and averages them using weighting to match their proportions in the portfolio. The final figure varies depending on the rating system used. A weighted average rating factor […]
Factor VIII deficiency, also known as haemophilia A, is a blood disorder caused by a faulty F8 gene on the X chromosome. It affects mostly males, causing symptoms such as heavy bleeding and bruising. Treatment includes intravenous transfusions of Factor VIII or desmopressin. Factor VIII deficiency is a blood disorder characterized by insufficient or malfunctioning […]
Circulation factor is the space in a building necessary for movement but not part of the usable square footage. Good design can reduce it, but a certain amount may be required by law for safety. Commercial buildings need more circulation factor than homes. Architects and contractors estimate the space needed for circulation during the design […]
The shoelace factor is the idea that small things, like a broken shoelace, can cause stress and trigger panic or depression. It can have a cumulative effect and be as important as big events. There are no support groups for the shoelace factor, but it’s important to understand that it’s usually the last straw in […]
Eye Protection Factor (EPF) rates sunglasses’ ability to protect eyes from radiation, based on frame coverage, UV, blue light, and infrared protection. EPF is to sunglasses what SPF is to sunscreen. The FUBI EPF website lists tested sunglasses and scores. The rating provides more information to consumers than the ANSI Z80.3-2001 standard. Eye Protection Factor […]
The annuity factor method can be used to calculate how much can be withdrawn from a retirement account without incurring penalties. The balance is divided by the present value of an annuity, and any amount less than the calculated figure can be withdrawn annually. However, it is important to consider the reasons for the withdrawal […]
The factor of safety is a design margin used in structural applications to account for uncertainties. It is the resistance of a component divided by the load on it and varies depending on materials and use. A high safety factor means a heavier component and improved design. The factor of safety is a figure used […]
Max Factor was a Polish makeup entrepreneur who moved to the US and opened a cosmetics shop in Los Angeles. He developed new makeup products for the film industry, and his company went on to produce iconic products. The company is now owned by Procter and Gamble. Max Factor was an innovative makeup entrepreneur who […]
The daily factor is the amount of annual interest earned in a single day on an account, calculated by dividing the Annual Percentage Yield (APY) by 365. It can be used to calculate monthly interest earnings and is often disclosed in financial product disclosures. It can also be used to calculate how much of the […]
Offsettable factors are essential in assessing wages. They vary depending on the type of work, including complexity of tasks, skill set, and efficiency. Piecework focuses on speed and quality, with pay rates set to allow for profit. An offsettable factor is any item of work that is considered essential to properly assess the amount of […]
A factor market is where materials or factors essential to the production process are bought and sold, including labor, commodities, and management resources. Demand drives the relationship between factor markets and markets that supply finished products, with competition for the highest quality materials and labor. A factor market is a type of market where materials […]
Host factors are inherent qualities that determine a person’s susceptibility to disease, including general health, nutrition, psychology, social ties, substance abuse history, and race. Environmental factors can affect host factors, but some cannot be changed. Vaccinations and preventative care can eliminate host factors for disease. A host factor is considered to be one of the […]
The “it factor” is an indefinable quality that makes someone special, often applied to celebrities, politicians, job seekers, or religious leaders. It can hinder judgment of who someone really is and is both elusive and transitory. In the past, the “it factor” could be defined as someone with je ne sais quoi, or the indefinable […]
Capacity factor is a ratio of a generator’s actual power to its full-power output, used to measure generator reliability. It is often converted to a percentage and varies by generating system type. The ratio is determined by the maximum power output and effective power in a given period. It is used to determine overall reliability […]
Factor endowment is the calculation of a nation’s available resources for domestic development, including workforce, population, money, and land. It also considers political climate, laws, and regulations. Assessing factor endowment helps create laws and regulations that protect resources and create foreign trade opportunities. A factor endowment is a type of calculation that has to do […]
Total factor productivity (TFP) measures the quantity of output not directly related to inputs, such as skilled labor and innovation. It uses the Solow residual to evaluate outcomes and is controversial due to disagreements about accuracy. TFP is useful for assessing growth at various scales and can be responsible for up to 60% of growth […]
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