An open-ended lease, also known as a walkaway or net lease, allows the lessee to evaluate the property’s value at the end of the lease and choose whether to purchase it or terminate the relationship. The expected value of the property is used to calculate monthly payments, and if the property depreciates beyond expectations, the […]
A fixed budget is a budget that does not change during the time period it covers, regardless of changes in business activity. It is different from a flexible budget, which allows for changes based on revenue. A fixed budget is developed based on historical data and can include provisions for transferring funds if income is […]
Fixed income analysts analyze debt securities, create advisory reports, and monitor performance. They work in investment firms, large banks, and related sectors. The job requires a college degree in finance or accounting, research skills, and an analytical thought process. The work environment is intense and demanding, and burnout is common after five or ten years. […]
Fixed income instruments provide regular income payments over time, usually in the form of debt securities like bonds. Retirees often use them for supplemental income. Bonds are a form of debt where a creditor loans money to the issuer and charges interest. Preferred stocks pay fixed dividends, but their value fluctuates. Investors face risks of […]
“Fixed charge” can refer to predictable recurring expenses or a pledge on a fixed asset to secure a loan. Fixed expenses, like rent, require caution and creditors check ownership of the asset. Businesses can factor in fixed expenses to budget decisions and make estimates for variable expenses. The term “fixed charge” is used in two […]
Certain sum refers to the payment required to pay off a contract in full and can also be applied to negotiable instruments. It is different from a certain date, which is the deadline for payment. It is used in investment situations to establish a settlement price. The debtor may be able to claim the certain […]
A fixed partial denture, also known as a bridge, is a permanent dental restoration used to fill gaps caused by missing teeth. It is cemented to abutment teeth and can be made of various materials. Different types of bridges are available, and they can improve chewing, speech, and appearance. Proper care and maintenance are necessary […]
Fixed rate bonds have a specific interest rate for the life of the bond, while floating rate bonds fluctuate. Conservative investors prefer fixed rates for easier planning and to avoid sudden changes in the economy. Issuers prefer fixed rates for easier interest calculations. Some investors prefer floating rates for the potential of higher returns. The […]
