What’s a high-deductible health plan?

High-deductible health plans have lower premiums and higher deductibles for important care, and may require enrollment in a Health Savings Account. Routine coverage and preventive care are generally not part of the deductible. However, sudden illnesses or emergencies can quickly deplete savings from lower premiums. Those with sizable assets may benefit from a high-deductible plan […]

Skip to content