High-risk drivers, including those with limited experience, a history of tickets, reckless driving, and certain vehicles, may struggle to find affordable insurance. Working with a specialized insurance broker and taking steps to improve driving records can help lower premiums. New drivers and those under 25 are also considered high-risk categories. High-risk drivers include people with […]
High-risk pools are established by insurers to provide coverage for individuals who would normally be denied insurance due to their high risk. These groups exist in various categories of insurance, including auto, life, and health insurance. While proponents argue that these groups lower premiums for “normal risk” policyholders, opponents claim that they increase premiums for […]
