Adventure travel can be risky, with potential hazards such as accidents, illnesses, and theft. Adventure travel insurance can provide protection for medical expenses, emergency evacuation, and lost or delayed baggage. Some policies are geared towards adventure sports, and travelers should carefully read the fine print to understand what is covered. Emergency medical air evacuation coverage […]
Travel insurance offers various packages for single trips, business trips, and medical emergencies. It covers cancellation, lost baggage, medical expenses, and accidental death. Third-party insurance may be necessary, and credit card companies may offer coverage. Children under 16 are usually covered. Travel insurance is available in many packages to ensure your peace of mind while […]
To become a medical insurance specialist, one needs post-secondary education, work experience, computer skills, and interpersonal skills. The job involves patient interaction and computer processing, including understanding billing procedures and medical terminology. Job growth is predicted to be strong, and technical computer skills must be maintained. There are four things it takes to become a […]
Over 40 million Americans lack health insurance, leading to unpaid medical bills as the top cause of bankruptcy. Affordable options include Medicaid, professional groups, alumni associations, and membership groups, as well as short-term health insurance plans. Basic health insurance may cover major costs, but not routine medical tests. At any one time, over 40 million […]
The US healthcare system offers a range of health insurance options, from low-cost catastrophic insurance to expensive all-inclusive policies. Short-term insurance may not cover pre-existing conditions, while HMOs limit which doctors patients can see. Full-service insurance covers all illnesses, while Medicare/Medicaid is available to retirees and low-income individuals. The US healthcare system comes with a […]
Marine insurance companies offer policies to protect boats and maritime activities. Jobs include sales agents, underwriters, actuaries, and adjusters, with sales agents being the highest paid. Licensing exams are required for sales agents, and underwriters use actuarial tables to determine risk. Actuaries calculate the likelihood of future incidents, and adjusters investigate insurance claims. Marine insurance […]
Insurance inspectors inspect homes, automobiles, and other properties for hazards or damage and write reports. They may work as independent contractors and inspect properties before issuing insurance policies or investigating claims for fraud. Inspectors must be knowledgeable and provide evidence such as photos and digital diagrams. Insurance companies often send inspectors to inspect a home, […]
Travel insurance protects against interruptions and disturbances in vacation plans, especially for sea cruises. It covers medical emergencies and housing issues and provides compensation for canceled trips and transportation expenses. It is affordable and essential for any extended trip. When it comes to planning a long business trip or vacation, it’s always a good idea […]
Insurance adjuster training can be obtained on the job or through an accredited school. It can take years to complete on the job, but it teaches important skills such as handling irate customers and denying claims fairly. Adjusters also learn legal concepts, making it a good start for those pursuing legal careers. Some states require […]
Insurance adjuster jobs involve assessing and settling insurance claims after a catastrophic event. They can work in all types of insurance companies and specialize in different areas such as vehicle or property insurance. A license is required in most regions to work as an insurance adjuster. There are many different insurance adjuster jobs available today. […]
An insurance attorney specializes in insurance law and may work on cases involving personal and corporate insurance. They may also oversee the writing of new policies and must stay up to date on changing laws through continuing education. An insurance attorney is a professional who specializes in the various types of insurance and the legal […]
When choosing an insurance adjuster school, consider equipment, admission requirements, accreditation, and faculty. Look for a school that meets your goals and has a wide range of equipment available. Admission requires a high school diploma, attention to detail, and communication skills. Accreditation and faculty information should be verified. Students should enjoy working with people and […]
Insurance account managers need to be detail-oriented, customer-focused, and have excellent communication skills. They require licensing to sell insurance and must be proficient in industry-specific software and online customer management tools. Continuing education is often required to maintain their license. To become an insurance account manager, one needs to have certain skills and attributes. An […]
Medical insurance coders assign codes to patient information for billing and monitoring purposes. A two-year degree is required for certification, and on-the-job training is common. Job opportunities are expected to grow, and this career is a good option for those interested in medical information and computer skills. As average life expectancy increases, the need for […]
An insurance intern provides administrative support and learns about the industry from licensed agents while studying for their insurance license. Duties include maintaining customer files, accepting premium payments, and researching statistics. Interns cannot sell policies but can observe sales. The position allows for first-hand experience before pursuing an insurance career. An insurance intern is an […]
Insurance careers can be pursued with just a high school diploma, but some may require a college degree. Basic computer skills, math skills, and professional communication are necessary. Entry-level jobs are in customer service or claims, while fraud investigation and underwriting may require a degree. Working in an insurance agency is another option. Licensing and […]
An insurance clerk maintains files and records, tracks policy renewals, compiles statistical data, and provides customer service. They may also assist with general office support tasks and do not require special training or education. An insurance officer is responsible for maintaining files and records relating to life, health, home, business, fire, and automobile insurance. These […]
To become an insurance auditor, complete an accounting degree program, gain experience through internships, and obtain certifications. Attend conferences and seminars to stay informed about changes in the industry. Job opportunities range from local to national insurance companies. An insurance auditor is responsible for investigating possible changes in premium coverage and liabilities for policyholders. You […]
To receive a personal injury insurance settlement, the injured party must file a claim with evidence supporting it. Medical expenses and loss of wages are common claims, and negotiations for a fair settlement are typical. Hiring a personal injury lawyer can strengthen the case, and a written claim letter is sent to the insurance company […]
To settle a personal injury insurance claim, the injured party must file a claim and gather evidence. Medical expenses and loss of wages are common claims. A personal injury lawyer can help strengthen the case. Negotiations for a fair settlement are common, and the initial amount requested is rarely received. The claims adjuster may offer […]
