Slip & fall liability: what is it?

Slip and fall liability is when a property owner is responsible for injuries sustained by a person who slips and falls on their property due to unsafe conditions or negligence. Liability laws vary, but compensation may include medical bills, lost income, and pain and suffering. Illegal trespassers may not have a case. Slip and fall […]

What’s the Liability Ins. Act?

The Public Liability Insurance Act in New Delhi requires owners of hazardous substances to take out liability insurance before hiring workers. The law compensates workers for injuries or damages sustained and caps the maximum amount of liability insurance at Rs 50 million. Central, state and local governments are exempt from the provisions of the law. […]

What’s absolute liability?

Absolute liability is a form of liability imposed regardless of fault, where the person is liable to pay damages and is held accountable for injuries or events. It applies to employers, pet owners, manufacturers, and those performing notoriously harmful activities. Liability law can be complex, and judges must determine the standard of liability to apply […]

What’s the Premises Liability Act?

Premises liability law holds home or business owners responsible for injuries sustained by visitors. Liability depends on the nature of the visitor and whether the owner could have avoided the damage. Visitors are divided into invitees, licensees, and offenders. Business owners have the strictest burden of liability, while homeowners must be vigilant to protect themselves. […]

What’s medical malpractice liability?

Medical negligence lawsuits require the plaintiff to prove a duty of care, breach of that duty, injury, and proximate cause. Judges consider customary practices of medical professionals. Doctors purchase malpractice insurance for legal representation. Plaintiffs must prove damages and proximate cause, often with expert witnesses. Medical negligence lawsuits fall under the tort law and consist […]

Real Estate Liability: What is it?

Real estate liability is a concern for brokers, agents, and property owners. Insurance and waivers can protect against liability issues, but legal advice is necessary for accurate information. Real estate liability is the legal liability associated with the use, sale and purchase of real estate. It’s a concern for brokers and agents involved in real […]

Prod Liability Law: What is it?

The Product Liability Act holds companies responsible for damages caused by defective products, with manufacturers and sellers strictly liable for damages. The defect must have existed at the time the product left their control and caused harm in a reasonably foreseeable way. The law does not apply if the consumer modifies the product or uses […]

What’s Employment Practices Liability?

Employment Practices Liability applies to discrimination against certain categories of employees in the workplace. It includes sexual harassment, age, race, gender, religion, and sexual orientation discrimination. The law also covers wages, termination, hiring practices, and breach of contract. The Equal Employment Opportunity Commission investigates complaints of discrimination. The US Fair Labor Standards Act defines laws […]

What’s strict liability?

Strict liability enforces liability regardless of culpability, applicable in certain situations where a person or company engages in dangerous conduct. It applies to defective products, dog bites, and inherently dangerous situations. No evidence of negligence or willful misconduct is required, but there are still defenses available. Strict liability exists mainly in civil cases. Strict liability […]

What’s premises liability insurance?

Premises liability insurance protects homeowners from lawsuits brought by injured visitors due to accidents on their property. It covers damages and legal representation, but not intentional harm caused by the homeowner. Most standard policies include it, and there is usually no deductible. Liability insurance is a type of insurance a homeowner purchases to protect against […]

What’s Market Trader Liability Insurance?

Market Operators Liability Insurance has different meanings in different English-speaking countries. In the UK and Europe, it refers to liability insurance for physical market traders, while in the US, it is more commonly referred to as small business liability insurance. Business owners can obtain policies through insurers or brokers tailored to their specific needs. Market […]

Calculation of income tax liability?

To calculate income tax liability, a person must add their income and subtract any deductions and credits. Taxpayers must also refer to tax agency guidelines to determine liability, which can be reduced with tax credits. To calculate the income tax liability, a person must consider a number of figures. Depending on where the taxpayer lives […]

What’s civil liability?

The Liability Act deals with injuries and compensates victims. Tort liability can be established through strict liability, willful intent, or negligence. Injuries can include financial, emotional, and material damages. Compensation is dictated by jurisdiction and can include actual, aggravated, or punitive damages. The Liability Act is the legislative body that deals with injuries and provides […]

Liability Reform: What is it?

Tort reform aims to reduce the number of tort cases and the amount of compensation awarded. Proponents seek to control compensation and limit non-economic and punitive damages. Opponents argue that limiting damages is unconstitutional and could prioritize monetary loss over public welfare. Tort reform would reduce the number of tort cases and the dollar amounts […]

Product liability lawsuit: what is it?

Product liability lawsuits are civil actions against parties involved in manufacturing, design, distribution, or sale of defective or unsafe products. The lawsuit can be based on negligence, breach of warranty, or strict liability. The plaintiff must prove that the defendant violated the duty of care, caused damage, and that the defect caused the injury. A […]

What’s owner liability insurance?

Owner’s liability insurance covers the costs of litigation for rightful malpractice actions due to negligence in property maintenance. Landlords can be liable for tenant injuries if they were negligent in maintaining the property and tenants must prove several things. Liability insurance typically covers medical bills, loss of wages, pain and suffering, and damages for the […]

What’s liability insurance?

Liability insurance is a popular and cost-effective option compared to full coverage insurance. It covers losses of the other party, not the insured person or property. Different types of liability insurance include general liability, D&O liability, employer’s liability, and professional liability. There are many different types of insurance policies available, but liability insurance is one […]

Med Liability Ins: what is it?

Medical liability insurance protects medical professionals against unexpected liabilities, including physical or mental injury, negligence, misdiagnosis, errors, and missing or damaged property. Coverage varies by policy and may include basic coverage or additional coverage for an extra cost. Some plans may not cover legal defense costs. Medical liability insurance is available to medical professionals in […]

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