Non-qualified stock options allow the buyer to purchase shares at a certain price but must pay income taxes on the proceeds generated by the sale. They are commonly offered to non-executive employees and can provide significant gains in the stock market. However, the individual must pay tax on the difference in price, unlike incentive stock […]
Non-qualified retirement plans allow employees to delay receipt of wages until a later date, with contributions generally untaxed until withdrawal. Employers use broad tax regulations to structure plans, which generally do not include employer contributions. However, there are limitations, including no retroactive application, no ability to withdraw or borrow from the plan, and no insurance […]
