Premises liability law holds home or business owners responsible for injuries sustained by visitors. Liability depends on the nature of the visitor and whether the owner could have avoided the damage. Visitors are divided into invitees, licensees, and offenders. Business owners have the strictest burden of liability, while homeowners must be vigilant to protect themselves. […]
Premises liability insurance protects homeowners from lawsuits brought by injured visitors due to accidents on their property. It covers damages and legal representation, but not intentional harm caused by the homeowner. Most standard policies include it, and there is usually no deductible. Liability insurance is a type of insurance a homeowner purchases to protect against […]
