Single premium life insurance policies allow a lump sum investment for a guaranteed payout, with options including fixed or variable interest rates. Benefits vary based on age, health, and investment amount, and some policies offer withdrawal options for long-term care or terminal illness. Withdrawals are generally taxed and additions cannot be made. There are several […]
A prima al contado is an agreement between an investor and a courier to determine the terms of a single pay option. The non-refundable payment is used to limit the ability to reverse in a specific asset, but there is always a possibility of loss. The use of prima al contado has diminished since 2007, […]
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