What’s a ransom?

Ransom is a payment made to release a person or item held until payment is made. It has ancient origins in warfare and continues in civilian life, with criminals kidnapping high-ranking members of society. Law enforcement recommends immediate contact, and governments often refuse to negotiate. Items are held for ransom less frequently, but criminals have […]

What’s a ransom note?

A ransom note demands payment for the return of a hostage, often using disguised writing and threats of harm. Kidnapping for ransom is a global issue, with wealthy individuals and political groups targeted. Piracy also involves ransom demands, with criminal organizations targeting private and commercial vessels. A ransom note is a note or short letter […]

What’s kidnap & ransom insurance?

Kidnap and ransom insurance covers the costs associated with extortion or kidnapping, including ransom, injuries, and death. It is commonly used in high-risk areas and industries where employees are perceived as financially superior. The insured must pay upfront, but the insurance company can claim the money later. Kidnap and ransom insurance is a type of […]

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