[ad_1] Justice reinvestment is an evidence-based approach to reducing crime by investing in human capital, rather than infrastructure. It aims to rehabilitate offenders through education, counseling, and social support systems, rather than punishment. The approach is pragmatic and aims to reduce the overall burden of crime on society. It differs from traditional approaches, which are […]
[ad_1] Investors may have to pay dividend reinvestment tax even if they don’t physically receive the dividends. Reinvesting dividends can also result in capital gains tax, but investing in tax-sheltered retirement accounts can defer taxes until withdrawal. Investors pay a dividend reinvestment tax even if they never take physical possession of the fund’s dividends. Mutual […]
[ad_1] The Community Reinvestment Act was created to end the practice of “redlining” and require banks to extend credit in the communities where they accepted deposits. The law does not require banks to abandon prudent lending practices and only applies to federally regulated and insured financial institutions. Compliance is evaluated through ratings and taken into […]
[ad_1] Reinvestment risk occurs when invested funds generate income that, once reinvested, will be subject to a lower rate of return. This risk is common in fixed income investments with set maturity dates, such as CDs and bonds, and can be caused by fluctuating interest rates or early loan repayments. When a person invests, there […]
[ad_1] Investors pay dividend reinvestment tax on mutual fund dividends even if they reinvest the money back into the fund. Governments often treat dividend reinvestment tax and dividend disbursement tax as the same. Tax-protected retirement accounts can help investors avoid dividend reinvestment tax. Investors who purchase additional shares with fund disbursements also face capital gains […]
