ORAC scores measure the levels of antioxidants in food and other chemicals, with higher scores indicating better ability to fight diseases. Daily functions and exposure to pollutants produce oxygen radicals that can weaken the body. Eating foods with high ORAC scores can protect cells from oxidative damage and increase blood antioxidant levels. The recommended daily […]
ACT test scores are important for college admissions. The composite score ranges from 1 to 36 and is difficult to interpret without comparison to others. Individual section scores provide insight into a student’s strengths and weaknesses in specific areas. Colleges use scores to predict future academic performance. Correctly interpreting an ACT test score can give […]
Beacon score is a credit score used by Equifax to determine creditworthiness, calculated by an algorithm developed by FICO. Scores range from 300-850, with scores above 750 considered very good. Credit scores do not reflect ability to repay, but rather the likelihood of repayment. Scores can vary between credit bureaus, so it’s important to review […]
A credit score chart shows the range of excellent, good, fair, and poor credit scores, but there is no standard chart. Credit scores are based on credit reports from three bureaus, and a consumer can get their score for a small fee. A score between 300 and 850 is divided into four categories, but it’s […]
Lexile scores measure reading skills and help educators choose appropriate reading material for students. Scores range from 200L to 1700L and are determined by a test. Thousands of books are indexed on the Lexile scale, and standardized tests use it to develop grade-appropriate tests. If you’re the parent of a school-age child, you may have […]
IQ tests are standardized and interpreted using percentiles and categories. A score of 100 is average, while a score of 135 or higher is in the 99th percentile. Categories like “genius” and “mind-challenged” are controversial and should not be taken as absolute authority. Most IQ tests are standardized so that they can be scored and […]
The PSAT/NMSQT is an optional test for high school students, serving as a practice test for the SAT and scholarship qualifying program. Students can improve their scores through free practice, software programs, and one-on-one tutoring. The test has three sections and scores are used to compete for the National Merit Scholarship. It is important to […]
Late payments, new accounts, credit inquiries, and bankruptcy can cause your credit score to drop. Maintaining old accounts and using credit responsibly can gradually improve your score. Lenders use your FICO credit score, a number between 300 and 850, as an indication of whether or not you’re likely to pay off your debts. Since your […]
Doctors use total cholesterol, HDL, and LDL measurements to determine cholesterol score. A good total cholesterol score is less than 200 mg/dL, while a good LDL score is below 100 mg/dL. A good HDL score is 60 mg/dL or higher, and a good triglyceride score is below 150 mg/dL. Lifestyle changes and medication may be […]
Loans impact credit scores positively and negatively, with each application adding a credit inquiry to lower the score. Making regular payments and paying off loans helps improve the score. Multiple loans can make a borrower seem risky, but a mix of loans and revolving debt can show successful debt management. Loans affect credit scores in […]
FICO scores determine a consumer’s likelihood to pay bills, ranging from 300 to 900. Credit bureaus report scores to FICO, and consumers can improve their scores by paying bills on time and avoiding high credit card balances. Low scores can affect employment and housing opportunities, and consumers should check their credit reports for errors. A […]
Credit rating and score are interchangeable terms used to communicate the risk of default. Credit reports are maintained by credit reporting agencies and used to develop an indicator of risk, commonly referred to as a credit score in the US. The way a credit rating and score is calculated can vary, but generally includes factors […]
A good credit score is important for favorable credit or loan terms. FICO is the main credit scoring repository, collecting and evaluating credit and loan information. FICO credit scores range from 300 to 850, with scores above 720 considered good. Credit scores are based on payment history, amount owed, credit history duration, new credit, and […]
A credit score chart shows a general overview of what constitutes an excellent, good, fair, or poor credit score. Credit scores range from 300 to 850, and a score of 720 or above is considered excellent. Credit scores are based on credit reports from three different credit bureaus, and it’s important to know your exact […]
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