Tax equity investments can refer to federal or state tax liens on unpaid taxes or investments in federally funded infrastructure projects, particularly in the energy sector. State tax holdings include tax liens on real estate for unpaid property taxes. Investors can purchase tax liens at annual sales and receive payment once the taxpayer pays outstanding […]
Stock certificates are physical proof of share ownership, but are rarely used today due to electronic transactions. To sell them, determine their value and deposit them into an account, or sell them as collectibles through appraisal websites or collector-specific websites. People interested in selling stock certificates hope to make a profit on their value, either […]
The Philippine Stock Exchange is a major national financial exchange that operates two trading floors in Makati and Pasig, with a computerized system coordinating trades. It was formed in 1992 from the merger of the Manila and Makati stock exchanges and offers a range of financial products, including shares and Philippine Treasuries. As one of […]
Monitoring the money stock is important for economic policy makers and financiers to predict changes in the economy. Monetary aggregates, such as M1 and M2, measure the money stock, with M2 being the broadest. Changes in the money supply can affect inflation and price levels, as seen in Germany after World War II. The money […]
Common stock offers voting rights and a share in a company’s profits, but prices fluctuate. Preferred stock offers fixed dividends and priority in bankruptcy. Common stockholders can vote on governance and receive large dividends, but shares can depreciate. Preemptive rights allow common shareholders to maintain their ownership interest. Common stocks are traded in high volume […]
Equity release allows homeowners to release money from their property without having to move out, often used by seniors to free up money later in life. It can be used for various purposes, and a financial advisor should be consulted to determine the best method. Candidates should be over 55 and own property worth at […]
Direct stock purchase plans allow investors to buy stocks without using a brokerage firm, saving on commission fees. Not all companies offer DSP plans, but more have started to in recent years. Investors can work directly with the company or transfer agent, but there may be separate fees for the service. DSP plans are a […]
Accumulated preferred stock allows issuers to delay dividend payments under certain conditions. Shareholders of this stock have advantages over common stockholders, including receiving past and present dividend payments before common shareholders. The suspension of dividend payments is temporary, and accumulated dividends do not incur tax liability until received. Accumulated preferred stock is a form of […]
Stock quotes are lists of prices for stocks at different times during a trading day. They include a stock ticker, stock price per share, volume of shares trading, and other information. Ticker tape is a term associated with stock quotes, but it is no longer used. Stock quotes are lists of prices for stocks at […]
The Frankfurt Stock Exchange is a stock exchange in Frankfurt, Germany, owned by Deutsche Börse. It is the largest of Germany’s seven stock exchanges, controlling over 90% of all turnover. The exchange lists public companies and allows investors to buy securities. It follows Central European Time and facilitates electronic trading. The building was renovated in […]
Equity swaps are agreements between two investors to trade the income they receive from existing investments, either as a one-time trade or over a set period of time. They are a type of derivative and can be used for leverage or hedging. In many cases, they are based on notional capital. An equity swap is […]
Employee stock options are part of an employment contract and can come in the form of vested or unvested stock options. They cannot be sold right away and are generally not transferable. Companies offer multiple stock options depending on employee dedication and performance. Employee shares usually have a longer duration period and must be taxed. […]
A total stock market index fund is a recommended investment for all investors, as it tracks a market index, reducing risk and guaranteeing returns. Factors to consider include fees, number of holdings, and initial investment. The fund’s performance and strategy should align with the investor’s objectives. A highly recommended investment for all investors is a […]
Stock diversification involves investing in a variety of assets to mitigate potential losses. It does not involve investing all capital in one company and borrowing to invest in another. An example is investing $10,000 in two companies, ABC and DEF, to cushion the impact of losses in one company. Stock diversification is an investment term […]
CFDs offer high leverage for trading stocks, making them attractive to new traders. However, a good money management and trading system is crucial, along with considering applicable fees. CFDs are ideal for short-term speculation, but losses can add up quickly. Traders should use established trading systems and be aware of fees and commissions. Direct CFD […]
The London Stock Exchange (LSE) is a leading global stock exchange with a long history dating back to the 17th century. It offers real-time information on stock trading and prices, and provides facilities and services for members to trade in shares, securities, and derivatives. The LSE survived takeover attempts and remains a model financial institution […]
Value investing involves selecting undervalued stocks that have potential for long-term growth. A value stock fund is a mutual fund that uses this strategy, overseen by portfolio managers who invest assets based on buying and selling decisions. Professional managers have experience in specific industries and access to research teams to uncover value stocks. A value […]
Buffer stocks are physical stock kept on hand to protect against unexpected supply and demand changes. It can be difficult to balance waste and deficit, and having too much can increase storage costs or lead to waste. Governments use buffer stock schemes to stabilize prices. Buffer stocks refer to a quantity of physical stock that […]
Despite a turbulent history, the Warsaw Stock Exchange is now the largest exchange in Eastern Europe, with a completely electronic system and several companies on its record. It was founded in the 1700s and has faced closures due to occupation and war, but reopened in 1989 with three guiding principles. The exchange is now a […]
A shared mortgage is when a friend or family member helps with the down payment in exchange for equity in the home. The lender is awarded a percentage of the home’s resale value and gains in value. Pitfalls include lack of a written agreement and potential financial problems if the home depreciates in value. A […]
