Lump sum pension: pros and cons?

Choosing a lump sum pension offers flexibility and control, but also carries the risk of running out of money too soon. It may mean less money in the end and a higher risk of poor investment decisions. Wise investment choices can generate higher returns than fixed monthly payments, but it can be dangerous for inexperienced […]

Factors impacting lump sum present value?

The present value of a lump sum payment is affected by factors such as interest rate and compounding periods. Accurately projecting these factors is important in calculating the present value. The present value of a lump sum is the present value of a lump sum payment that is expected to be received at some point […]

Skip to content