What’s a silent title?

A quiet title is a legal mechanism that grants clear ownership to a single owner when there are multiple property claims. The plaintiff must present a legitimate property claim to the court, and if approved, is granted a release action that supersedes any other claims. Obtaining a quiet title is common when purchasing property with […]

Title VII Civil Rights Act?

Title VII of the Civil Rights Act of 1964 prohibits workplace discrimination based on race, national origin, color, religion, and gender. Amendments have made discrimination based on pregnancy and sexual harassment illegal. The law also extends to involvement in unions and other employment organizations. The Age Discrimination in Employment Act and Lilly Ledbetter Fair Pay […]

What’s a title exam?

Title examination is crucial in real estate transactions to ensure that the property’s title is marketable and free of liens. It involves reviewing the property’s history and ownership, and is usually performed by a title company or attorney. Title insurance is recommended to protect against future defects in the title. Title examination is one of […]

Title Examiner: What’s Their Job?

Title examiners research a property’s history to find information about the land title, working with buyers and sellers to ensure a smooth transaction. They may also be real estate attorneys and offer advice to those who have purchased land without a clear title. Banks and lenders rely on their expertise before approving a home loan. […]

What’s a Marketable Title?

A marketable title is a defect-free real estate title that can be transferred without issues. A title search determines if a title is marketable, and both buyers and sellers prefer it. Disputes can arise, but a court will enforce the contract if the title is marketable. However, a marketable title doesn’t guarantee that there are […]

Title transfer?

Title transfer is the process of transferring ownership of a property from the original owner to a new owner, often required before a sale is considered complete. The process varies by jurisdiction, but typically involves filling out a title document or a Title Transfer Request form and updating government records. It is important to follow […]

Title officer’s role?

Title officers investigate real estate titles for irregularities that could affect transactions or property use. They may specialize in commercial, industrial, or residential titles and work for real estate or title insurance companies. They rely on documents and land maps to address concerns and may work with entry-level officers. A high school diploma or equivalent […]

Title Coordinator’s role?

Title coordinators ensure that title documents related to loans, leases, and pledges are properly filed and recorded for car rental companies, property management companies, and tour operators. They also provide copies of ownership documents to renters and insurance agents and manage the process of obtaining or releasing title documents for real estate investment companies. A […]

Title Researcher: Job Description

Title researchers investigate property titles to uncover any obstacles or problems that could affect ownership transfer or ownership itself. They confirm ownership, liens, legal interests, property details, and restrictions, and check appraisal rates. They need excellent research skills and relationships with relevant institutions. A title researcher sifts through public records to learn as much as […]

Title fees?

Title fees are closing costs in real estate transactions that cover title search, property and mortgage registration, and transfer costs. They also refer to costs imposed on personal property, such as cars and boats, for registration and ownership evidence. The seller must show clear ownership, and the buyer pays for the government office to record […]

What’s a title company?

Title companies examine property titles and deeds, often working with real estate agencies to establish the legality of claims and clear the way for sales. They investigate ownership claims, ensure no liens, and provide insurance during the sales process. Title companies are business entities that focus on examining the quality of titles or deeds associated […]

Defective title: what is it?

Defective title refers to a problem with a real estate title deed or a trading instrument. This can result in a non-marketable title, leading to contract cancellation or compensation for damages. Defective title insurance is available to protect against financial loss. Buyers can sue for damages if they receive a defective title. Defective title means […]

Title defect: what is it?

Title defects are issues that can invalidate a property’s title, ranging from incorrect wording to undiscovered claims. Compliance with local laws and updating records can prevent defects, and real estate professionals often research titles to identify and correct issues before listing. Title defects are any claims or other factors that could cause the title to […]

What’s a title doc?

A document of title verifies ownership of an item and permits transfer of ownership in a transaction. It lists terms and conditions, quantity, and merchandise. It symbolizes proof of ownership during commercial transactions and is overseen by laws and regulations. A document of title is any written legal document that verifies ownership of an item. […]

What’s a biz title?

Corporate titles indicate an employee’s position in the hierarchy and define their responsibilities. A company’s titration system reflects its organizational structure and chain of command, with standard or original titles added at any level below top executives. In the US, companies typically use “Chief” titles or designate a president at the top, with many large […]

What’s a title abstract?

A title summary provides information on the history of legal title to real estate to demonstrate that the title is clear. It covers the property’s ownership, transactions, claims, liens, easements, and rights transferred or sold. It differs from a title opinion and can be used for historical research. If there are problems with the title, […]

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