Bank cross-selling is a strategy where a bank offers a range of services to existing customers, building on the pre-existing relationship. Customers benefit from the convenience of getting all their financial services from one trusted partner. Examples include car loans, savings accounts, and credit cards. Banks must comply with sales and business regulations to protect […]
Tragic protagonists are characters in stories who have an unhappy ending, often due to a tragic flaw. They are the main characters in tragedies and are drawn into events they cannot control. Examples include Hamlet and Romeo and Juliet. Aristotle believed tragic protagonists must have nobility, hamartia, peripetia, and anagnorisis. Examples can be found in […]
The phrase “bite the bullet” originated from soldiers being given a bullet to bite during painful procedures. It evolved to mean doing something unpleasant but necessary. It refers to tough decisions or circumstances that must be faced, even if uncomfortable. When wounded soldiers were being treated for battlefield wounds in the 1700s, it was customary […]
Exit value is the estimated price for selling an asset or transferring a liability in the open market, determined through arm’s length transactions. It can be calculated using different methods and is used for various purposes, including business evaluation and determining a fair selling price. Third-party evaluators are often used to avoid bias. Real-world values […]
Celebrity advertising uses public figures to sell products, either through endorsements or unauthorized use of their likeness. Brands target celebrities who reflect the desired effects of advertising, but some celebrities may not even use the product. Bootleg merchandise featuring a celebrity’s image is restricted from major retail outlets. Infomercials featuring celebrities are also common. Celebrity […]
Hindi is a language spoken in northern India and understood throughout the country. It is part of the Indo-Aryan branch of Indo-European languages and has up to 800 million speakers worldwide. Hindi uses the Devanagari alphabet and is heavily influenced by other languages. The distinction between Hindi and Urdu is controversial, with many considering them […]
“A class act” is an idiom that refers to the quality associated with a person, place, event, or object that exhibits qualities of excellence and admiration. It can motivate individuals to set personal goals and is considered a positive example of exceptionalism. It can be applied to a person, activity, or company that possesses admirable […]
Nonprofit and non-profit are interchangeable terms, but each is associated with different types of organizations. Both types can make money, but profits are reinvested in the organization. Nonprofits focus on broader social or political issues and may qualify for tax-exempt status. Nonprofits are usually smaller and based around a specific business or hobby. The IRS […]
Common knowledge is information known or should be known by all, based on culture, religion, location, and group. It can lead to inclusion or exclusion and is related to conventional wisdom. Philosopher David Lewis divided it into factual belief and reason to believe. It can be used to insult or exclude someone. It is the […]
A nose, or perfumer, creates new scents for perfumes, soaps, and shampoos. Only around fifty are truly talented, and they require years of training in perfumery and chemistry. They consider factors such as cost, stability, and marketability when creating a scent. The services of a talented nose can be expensive, and they are hyperaware of […]
Body surface area (BSA) is an estimate of a person’s total surface area based on weight and height, used to determine medication dosage and assess kidney and heart health. BSA can provide a more accurate picture of fat deposits than BMI, but factors such as muscle mass and excess skin can affect results. Body surface […]
Caregivers assist people with disabilities or health issues in performing daily tasks. They require a high school education, first aid and CPR training, and may need special certifications. The caregiver’s job description varies based on the patient’s needs, and they are generally not qualified to perform medical procedures. People with a disability or other health […]
A signature guarantee is a verification process where a bank or financial institution confirms the legitimacy of a signature and the request made by the person who provided it, reducing the chances of fraud. Only authorized entities can offer signature guarantee services, and the process involves examining the signature and comparing it to verified signatures […]
Facilities coordinators ensure that physical work sites run smoothly and efficiently, with duties varying depending on the type of business. They may be responsible for event planning, office management, or industrial equipment and safety. A minimum of a bachelor’s degree in business or a related field is often required. They may also be part of […]
Diaries are personal records of events, thoughts, and ideas that both genders engage in. Journaling can be therapeutic and used to document experiences. Lockdown journals protect privacy. Diaries can be handwritten, digital, or audio recordings. A diary, or diary, is a permanent personal record that is kept of events, thoughts and ideas associated with an […]
Serial killers are individuals who kill at least three people with psychological gratification as their primary motive. The progression from ordinary individual to serial killer can begin early in life, and many show signs of childhood trauma and abuse. Psychologists classify serial killers into “organized” and “disorganized” types and based on the types of murders […]
Equitable pay aims to provide equal pay for equal work regardless of class, creed, race, or gender. Governments create laws to ensure equal pay, but it may not be an easy measure. Equitable remuneration ensures good faith practice and is commensurate with an individual’s performance. Free market economic theory suggests minimum wage laws are unnecessary. […]
A linguist is someone who is proficient in a language, studies linguistics, and can specialize in theoretical or applied linguistics. They may focus on the spoken word and can be polyglots. Linguists can affiliate with professional organizations and differ from lexiphiles. A linguist can be many things, but is usually described as someone who is […]
Buzzwords are words or phrases that create a buzz and catch on, often used in marketing. “Wellness” is a buzzword in healthcare that encompasses a holistic approach. Buzzwords can come from various sources and can be trendy, but must express a pertinent concept to remain in use. In short, a buzzword is a word or […]
“Heeb” is a term reclaimed by young Jewish intellectuals in New York City to describe Jewish identity and culture. Heeb Magazine embodies this culture and is known for edginess and criticism of Jewish popular culture. The Heeb movement has been criticized for failing to address religious and cultural issues, but supporters argue it rejuvenates Judaism […]