A predicative adjective modifies the subject of a sentence and is usually found after a linking verb. It should not be confused with a predicative nominative, which renames the subject using a noun. The presence of a linking verb helps identify a predicative adjective. A predicative adjective is used as a subject complement within a […]
Business financing uses assets as collateral for credit. Accounts receivable, inventory, and property/equipment are commonly used. It’s useful for quick liquidity, lower interest rates, and tailored loans. Transactions are quick and repayment is made with assets ready for sale. Business financing is a means of obtaining a line of credit by using one or more […]
Immunodeficiency weakens the immune system, making people more susceptible to infections. It can be primary/congenital or acquired, affecting different aspects of immunity. Treatment varies and can include immunoglobulin infusions and medications to boost immunity. Immunodeficiency is when the body’s immune system is compromised in some way. It doesn’t work as well as it should, which […]
First day notice (FND) is the day buyers of futures contracts receive notice of delivery, warning them of the possibility of taking possession of the merchandise specified in the contract. Futures markets exist to transfer commodity price risk from hedgers to speculators, and most futures contracts require delivery as part of the expiration process. Traders […]
A “clean sheet” is when a sports team prevents their opponents from scoring. It’s more likely in low-scoring sports like soccer and ice hockey. The term “shutout” is used in American English. The origin of the term is unknown, but it may come from scores being written on paper. Keeping a clean sheet depends on […]
“Calling the shots” means being in charge, making decisions for oneself and others. This can apply to family, work, and healthcare situations. It may stem from assertive personalities and is often associated with authority and expertise. The origin of the idiom is uncertain. Calling the shots is an idiom that means to be in charge. […]
Dividend stripping involves buying stocks before the issuer pays dividends and selling them after, historically used for tax breaks. It can result in a net loss if the price of securities falls sharply. Some countries have made changes to their tax codes to curb this practice. Institutions can use dividend stripping on a large scale […]
“Mental exhaustion” is not a medical term and can refer to various psychological conditions. It often means a breakdown in mental stability due to external crises, with symptoms resembling depression and anxiety disorders. Seeking medical help is crucial for diagnosis and treatment. While the term mental exhaustion is commonly used, it is not actually a […]
An overdue invoice is a financial instrument that documents the terms and conditions of the delivery of securities from a seller to a buyer. It may be attached to a dividend payment and serves as official notice to forward the payment to the new owner. Its content varies depending on the circumstances of the purchase […]
Industrial parks are areas designed for manufacturing and heavy industry, typically located away from residential and commercial areas. They offer benefits such as economies of scale, tax incentives, and specialized themes, but can also face opposition due to potential environmental hazards. An industrial park is a type of real estate development specially designed and zoned […]
First language is the language a person is most familiar with and learns in their early years. It differs from mother tongue and second language. Language acquisition is a skill that needs development. Bilingualism has benefits, including better thought processes and social skills. A person’s first language reveals their identity and upbringing. The term “first […]
Euphuism, a literary style popular in 16th century England, is characterized by excessive use of antitheses, flowery language, and alliteration. The narrative is of little importance, serving as a framework for showcasing interesting topics and interactions. The style influenced Shakespeare and was popular in other European countries but died out after the 16th century. In […]
Skin cancer is a type of cancer that develops on the epidermis. Tumors can be benign, pre-malignant, or malignant. Only malignant tumors are cancerous and can spread to other parts of the body. Treatment is effective if detected early. Lipomas are often mistaken for skin cancer but are not cancerous. A skin cancer is a […]
Macro accounting combines measurements of economic factors like unemployment, national debt, GDP, and consumer price indices to assess a nation’s economic health. Policy analysts use this data to understand the impacts of existing policies and formulate new policies. International standards for macro accounting were established by the UN in 1953 with the System of National […]
“Glutton for punishment” means willingly taking on difficult tasks. “Glutton” comes from Latin for greedy and overeating. Gluttony is a deadly sin. Some people crave difficulty to benefit others or themselves, while others take on too much to be perceived as martyrs. Some people enjoy hard work. Being a glutton for punishment is an idiom […]
A SEP-IRA is a retirement plan for self-employed and small business owners. It is simple, flexible, and tax-deferred. Eligible employees must be at least 21 years old and have served three of the last five years. Contributions are up to 25% of an employee’s pay, up to $44,000 in 2006. It can be rolled over […]
A blood panel, also known as a complete blood count, is a test used to assess overall health and screen for various ailments. It includes white and red blood cell counts, platelet counts, and measures hemoglobin and packed cell volume. The test is often done as part of a routine medical checkup or to diagnose […]
Principal protected notes guarantee investors a return equal to their initial investment, with the potential for higher returns. They offer an intermediate opportunity for investors seeking higher returns than bonds without taking on too much risk. The underlying securities can include mutual funds, hedge funds, or commodities. Holding the note until maturity is required, and […]
An entitlement offer is a non-transferable offer made by a seller to a buyer for a limited time, often used by companies issuing new shares to current investors before offering them to the public. The terms of the offer must comply with regulations and only the intended recipient can accept it. If not accepted, the […]
The phrase “would like it to be” expresses a desire for an alternative to an undesirable reality. It is an example of the subjunctive mood in English, which implies a hypothetical situation. Non-native speakers may find it confusing, but it is important to learn alongside the indicative mood. The expression would like it to be […]
