Loaded language is wording that uses emotional appeal to influence people’s thoughts, actions, or beliefs. It can be positive or negative and is used in cults, politics, business, and advertising. The brain responds to emotions first, making loaded language effective. It can impair critical thinking and reasoning by redefining or relabeling something or someone. Loaded […]
Homographs are words with the same spelling but different meanings or pronunciations. They should not be confused with homophones, which sound the same. Homonyms are words that are both homographs and homophones. Multiple meanings of a word are not homographs, but manifestations of a word. Some homographs can also have homophones. Homograph means “spelled the […]
Commercial property includes offices, malls, hotels, and gas stations used for company’s money-making efforts. Real estate zoning laws vary and commercial properties are subject to a specific tax structure. Some jurisdictions have difficulty distinguishing between commercial and industrial property, especially if the property includes both manufacturing and retail space. Commercial property is real estate designed […]
Seller registration is the process of collecting information from external suppliers and entering it into a system to manage the relationship. It is used to vet suppliers and manage their adherence to standards. The registration process requires vendors to provide contact information, proof of qualifications, and may allow them to indicate areas of functional interest. […]
Refi is short for refinancing, obtaining financing through a new mortgage loan to pay off an existing one. There are two types: straight refi and cash-out refi. Refinancing should benefit the borrower and lenders should present financially favorable options. Refi is a commonly used term in the mortgage banking industry. Refi is simply short for […]
Alcoholism is defined by the DSM-IV as addiction with at least three symptoms lasting a year or more. It is debated whether it is a disease or addiction, with genetic factors playing a role. Alcoholism can cause personal, social, and work problems, and excessive drinking can damage the body. Treatment options include abstinence, modified drinking […]
After high school graduation, alumni can choose to attend college, work, take a break, or serve in the military. It’s important to consider your own desires and not just the expectations of others. Higher education is recommended, but successful people like Bill Gates and Mary Kay Ash are college dropouts. Living arrangements after graduation vary […]
The transmission ratio measures a company’s reliance on debt compared to equity. Various ratios fall under this term, including the debt/equity ratio, interest coverage ratio, equity ratio, and debt ratio. Investors use these ratios to determine a company’s financial strength and independence from debt. Highly leveraged companies are vulnerable, especially during a recession. The more […]
A bonus scheme is a strategy used by companies to motivate employees and attract/retain customers. It offers rewards beyond standard salary/benefits and creates incentives to continue the relationship. It benefits the company by increasing productivity/profit margins and building strong relationships with customers. Also known as an incentive scheme, a bonus scheme is a strategy that […]
Language policy involves using language to manage people, gain power, and promote interests. Politicians use vague words and euphemisms to influence voters, while countries designate official languages for social interactions. Words referring to gender, race, origin, and sexual preferences can become politically incorrect and cause emotional harm. Hate speech uses derogatory words to cause harm. […]
Digital literacy involves using technology to find and evaluate information, communicate effectively, and increase personal success. It requires critical thinking and decision-making skills, as well as visual and multimedia literacy. The ability to interpret and contribute to online material is important, and understanding the implications of technology is necessary for success in both education and […]
ADHD is a neurologically based disorder affecting impulsivity, hyperactivity, boredom, and inattention. The reticular activating system in the brain may malfunction, causing hyperactivity as an attempt to maintain alertness. ADHD is more common in boys, runs in families, and is often diagnosed in the US. Stimulant drugs are commonly used as an intervention strategy. ADHD […]
Cosmic irony occurs when a situation with a positive outcome results in a negative outcome due to an unknown force, such as fate or the universe. It is often used intentionally in literature and can be seen in historical situations, such as the introduction of the cane toad in Australia. One type of situational irony, […]
“Storm in a teacup” is a slang term used to describe someone making a big deal out of a minor issue. It suggests that people should focus on more important issues. The term is often used by politicians and judges. Other similar phrases include “making a mountain out of a molehill” and “can’t see the […]
Diversifiable risk is limited volatility or risk relevant to a specific investment, not affecting other holdings in a portfolio. Careful investment choices can reduce diversifiable risk, but other risk factors can still affect a broader range of assets. Diversifiable risk is the level of volatility or risk that is relevant to a given security, but […]
Open discourse is a conversation with accessible information and minimal controls. It depends on access, equality, and quality of information. The Internet has opened up access to information, but questions remain about its quality. Truly open discourse may be impossible due to filters and limitations. Open discourse is a conversation in which all possible information […]
The term “well-to-do” originated in the mid-1800s when those who could afford shoe repairs or new shoes were considered affluent. The industrialization of shoemaking led to year-round shoe-wearing and the invention of rubber-soled sneakers. Today, designer shoes are associated with luxury and wealth, but affordable yet stylish options are available. Shoes are important for a […]
Internet mortgages are loans applied for and serviced through web-based lenders. Rates and fees tend to be lower, and the process is automated. Borrowers may save money due to lower interest rates. Other websites provide clues and referrals to lenders. Refinancing, new purchases, residences, and rental properties are eligible. An internet mortgage is a loan […]
Tubal pregnancy occurs when a fetus grows outside the uterus, usually in one of the fallopian tubes. It can be fatal if left untreated. Risk factors include using an intrauterine device, fertility problems, endometriosis, and pelvic inflammatory disease. Symptoms include pain, dizziness, weakness, and vaginal bleeding. Prompt treatment is important, and options include methotrexate or […]
Input-output analysis is a behavioral economics strategy used to understand the impact of one business sector on others within the same economy. Developed by Wassily Leontief, the analysis can identify the impact of a company’s actions on other companies and can be used to project the impact of changes on interconnected industries. It can also […]
