What’s a hair salon’s job?

Hairdressing businesses offer a range of services for men, women, and children, from basic haircuts to spa treatments. Specializing in certain types of clientele, such as children, can be wise. Jobs in the industry include hairdressers, receptionists, and cleaning staff. A hairdressing business, sometimes called a hair salon, can provide a variety of hair-related services […]

What’s an ESPP?

Employee stock purchase plans allow companies to offer discounted stock to employees, with contributions deducted from their pay. Depending on how long the stock is held, it may qualify for preferential tax treatment. Employee stock ownership plans are used by start-ups to compensate employees and give them a stake in the company’s success. Stock options […]

What’s hydropneumothorax?

The lungs are protected by an outer membrane capsule called the pleura, which keeps them separate from other organs. When air and fluid enter the space between the lungs and pleura, it is called hydropneumothorax, which can be caused by injury or surgery. This condition is identified through medical imaging techniques. The human lungs are […]

What’s a finite verb?

Finite verbs have a tense and can stand alone in a sentence. Non-finite verbs function as nouns or adjectives. Infinitives begin with “to,” gerunds end in “ing,” and participles end in “ed,” “en,” or “ing.” Finite verbs change form based on subject and tense, while non-finite verbs do not. A sentence must contain at least […]

Hypo vs. Hyperkalemia: What’s the diff?

Hypokalemia and hyperkalemia are imbalances of potassium in the bloodstream, with causes and treatments differing. Both can have severe consequences, but treatment involves normalizing potassium levels through medication and addressing underlying conditions. Both hypokalemia and hyperkalemia refer to potassium imbalances in the bloodstream. Less than normal amount of potassium is called hypokalemia, and more than […]

What’s production volume change?

Manufacturing companies create budgets projecting production volume and financial expectations, but actual production may vary due to factors such as delays and machinery breakdowns. The difference between projected and actual production creates a variance, which can be positive or negative. Managers and other supervisors in manufacturing plants often create budgets that project the company’s overall […]

What’s in commercial loan underwriting?

The business loan underwriting process involves evaluating the credit score, profit margin, and debt service to coverage ratio of the borrower. Other factors include demand for the product or service, location, advertising costs, and competition. Lenders are unlikely to lend the full amount for property purchases. The process requires expert risk estimation skills. The business […]

What’s a scapegoat?

The ancient ritual of selecting and banishing a goat stained with red pigment represented collective sins. Today, a scapegoat is often held accountable for an organization’s failures or shortcomings, sometimes for political or strategic reasons. Scapegoating can be an act of self-preservation, absolving individuals of personal responsibility. An ancient ritual described in the Old Testament […]

What’s a Graphologist?

Graphologists study handwriting to analyze personality, mental state, and nervous system health. They can assist forensic document examiners and companies with hiring procedures. Handwriting is unique like a thumbprint and can reveal psychological problems or predict compatibility with others or a job. There is no formal legal definition for a graphologist, and training ranges from […]

What’s the Securities Investor Protection Corporation?

The Securities Investor Protection Corporation (SIPC) protects brokerage firm clients against insolvency and unauthorized transactions, with coverage up to $500,000. If a firm goes bankrupt, the SIPC works to return clients’ assets, which can take one to three months. The SIPC does not insure the value of stocks and has exceptions for certain investments. To […]

What’s an industrial mechanic’s job?

An industrial mechanic, also known as a millwright, builds, maintains, repairs, or tends to machines in an industrial or construction environment. They need extensive knowledge of construction techniques and may work with a variety of materials. An apprenticeship program lasting from one to five years is required, and the mechanic must be able to diagnose […]

What’s a Display Book in Finance?

A display book is a tool used in trading markets to record data related to the execution of orders. The NYSE Display Book is a well-known example used to track pending orders and manage the flow of orders through the exchange. Other exchanges also use display books as logging and monitoring tools. Before computer technology, […]

What’s a bench tech?

A bench technician maintains, repairs, and manufactures electronic components in various industries. They may work on prototype models, perform maintenance and repairs, and work on consumer electronics. A high school diploma is required, but an associate’s degree and certification are recommended. The work environment can be noisy and require good coordination. Compensation varies depending on […]

Trade & export finance: what’s the link?

Export finance and trade are interdependent, as export financing options make international sales transactions possible while reducing risk for both parties. Without such options, small businesses and start-ups would be excluded from international trade. Export financing also acts as a competitive barometer and ensures efficiency in the marketplace. Trade and export finance work hand in […]

Skip to content