Pantoum is a poetry style with four stanzas and recurring lines. The first line is repeated at the end, and the first and third lines of each stanza reappear in the following one. The pantoum relies on repetition for structure, and the echoing lines slow the poem’s progress, creating a reflective experience. Its origins date […]
“Additional policyholder” refers to insurance coverage for someone other than the named policyholder, often required for legal or contractual reasons. Examples include covering drivers of insured cars and landlords of rented properties. Commercial general liability policies often name employees as additional insured, but coverage is limited to actions within their employment or business relationship. Policy […]
Pseudomonas putida is a versatile gram-negative bacteria found in soil and water, which can protect plants from diseases and degrade various organic pollutants. It is generally safe but can cause infections in immunocompromised individuals. It is used for bioremediation and genetic engineering research. Pseudomonas putida is a type of gram-negative bacteria commonly found in water […]
Cash inflow refers to all funds received by an organization from activities such as selling goods and services, investing, and lending. Different organizations rely on different sources of cash inflow, and it is balanced with cash outflow to maintain financial stability. Cash inflow is a term used to describe all the funds received by an […]
NGOs rely on support to achieve their goals, and proposals are a means to inform and solicit support. Proposals should include relevant information about the NGO’s structure and activities, a statement of needs, details about the project, and a conclusion summarizing the proposal. Non-governmental organizations (NGOs) are usually created for specific purposes which are normally […]
The Nobel Prize in Literature is awarded annually by the Royal Swedish Academy to an outstanding author nominated by someone appointed by the Academy. The selection process begins a year before the award, and winners receive a diploma, medal, cash prize, and lecture opportunity. Controversy surrounds the criteria, and some famous authors have been excluded […]
Major news events attract hundreds of media professionals, resulting in a chaotic scene known as a media circus. The drive for exclusivity and original content can transform an ordinary news event into a media frenzy. Media professionals often stay in local lodgings and ingratiate themselves into local society. The media circus generally goes away once […]
A psychometrist administers psychological tests and scores them to help diagnose a patient’s condition. They work with psychologists, psychiatrists, schools, and private companies to measure personality traits, skills, and knowledge. Tests can reveal brain lesions, mental health issues, and learning disabilities. Psychometrists also work as office assistants and personnel testers. A psychometrist specializes in administering […]
A lessee contracts to use property or equipment for a specified period of time, governed by a lease. Both parties have specific rights, privileges, and responsibilities, and termination rights may be provided. Prospective renters should read the lease thoroughly and seek clarification. The lessee is the party in a commercial transaction that contracts for the […]
Continuous improvement plans, also known as CIPs, are programs used by companies to improve specific situations and increase efficiency. They can focus on employees’ education and training, as well as workplace procedures. CIPs benefit employers by increasing productivity and providing a pool of qualified employees for promotions. Also known as Continuous Quality Improvement Plans or […]
The Bulwer-Lytton Fiction Contest seeks the worst opening sentences to science fiction novels. Named after Edward George Bulwer-Lytton, it attracts thousands of entries each year and awards a cash prize to the winner. The contest rules require a single sentence that is original work. Winning entries feature run-on sentences with nonsensical premises and broken grammar […]
De jure refers to policies established by law, while de facto refers to practices that are commonly accepted. Discrimination can exist despite de jure laws, and changing laws alone may not change cultural values. De jure government is legal and with consent, while de facto is by force. De jure segregation is legal segregation, as […]
Gross profit margin is the profit made on an item sold, used to determine a business’s financial soundness. It is calculated by subtracting the cost of goods sold from revenue and dividing the result by revenue. Investors, creditors, and suppliers consider it when making decisions. Gross profit margin is a financial term used to refer […]
Sales development representatives use leads from the marketing department to generate sales through phone and email communication. They participate in marketing campaigns, research buying habits, and work closely with IT, marketing, and sales teams. Outgoing personalities, communication skills, and basic sales skills are required, and some use social media to generate business. Record keeping is […]
FICO scores determine a consumer’s likelihood to pay bills, ranging from 300 to 900. Credit bureaus report scores to FICO, and consumers can improve their scores by paying bills on time and avoiding high credit card balances. Low scores can affect employment and housing opportunities, and consumers should check their credit reports for errors. A […]
A centrally planned economy is controlled by the government and does not allow market supply and demand to define prices, wages, or output. It was first attempted in the Soviet Union in the early 20th century but has not fared well in the modern world. A centrally planned economy is one in which all major […]
Gradable adjectives describe qualities that can vary in degree, while non-gradable adjectives describe conditions that are either true or false. Gradable adjectives can be modified with adverbs and have comparative and superlative forms. Some words can have multiple gradable or non-gradable meanings depending on context. Some adjectives are often treated as gradable in common usage, […]
Junior issues are securities that rank lower than other securities and may not have voting rights. They can be convertible and are riskier for investors. Companies use them as stock options and may be sold to the public. Documentation is important for shareholders to understand their rights and obligations. A junior issue is a stock […]
A creeler is responsible for maintaining winding machines in textile manufacturing, monitoring progress, and ensuring proper functioning. The job requires basic skills and manual labor, including heavy lifting. Creelers may also need to repair or maintain machines and ensure materials are wound properly for safe and efficient operations. A creeler is a person who works […]
Deferred shares are issued to key individuals in a company, but cannot be redeemed while employed. They offer larger dividends, but cannot be participated in once employment is terminated. In liquidation or bankruptcy, obligations are fulfilled before shareholders receive compensation. This strategy is not commonly used today. Deferred shares are a form of shares that […]
