What’s a leftover heir?

A remaining beneficiary is entitled to receive support from a trust after previous beneficiaries have been paid. The grantor can set instructions for the remaining beneficiary, who can claim any remaining assets. This arrangement ensures assets are used as intended and can involve multiple generations. A remaining beneficiary is a person or entity that is […]

Intl. trade & marketing: what’s the link?

Marketing is essential for international trade, requiring companies to adapt to local cultures and regulations. Market research is necessary to understand local habits and beliefs, and companies may need to modify their products to appeal to new markets. International trade and marketing are related because marketing is an essential component of trading. A company needs […]

What’s a closed question?

Closed-ended questions have short, simple answers like “yes” or “no,” but some can be more open. They are useful for simple information, but limit possible answers. Open-ended questions have many answers, but can be difficult to quantify. Both types can be used effectively together. A closed-ended question is one that has only a short, simple […]

What’s “beat around the bush” mean?

“Beating around the bush” is an idiom meaning to avoid a topic indirectly. It originated from a hunting technique to avoid dangerous animals. Avoiding direct discussion can have negative consequences in the workplace, relationships, and parenting. When someone avoids a topic of conversation by distraction or using other avoidance techniques, it can be said that […]

What’s a Poetry Anthology?

Poetry anthologies are collections of poems written by different poets, selected by the editor. They can be organized chronologically, thematically, or by culture. Some anthologies aim to include the best-known poets, while others focus on lesser-known writers or specific themes. The internet has led to a growing interest in poetry from other cultures. Diversity is […]

What’s an art fundraiser?

Art fundraisers sell artwork in various formats, often created by children in the program being supported. Companies help create products such as mugs and aprons, and collaborative projects can be auctioned off. It is effective for organizations with a connection to the arts. An art fundraiser raises money by selling artwork in a variety of […]

Credit rating vs score: what’s the difference?

Credit rating and score are interchangeable terms used to communicate the risk of default. Credit reports are maintained by credit reporting agencies and used to develop an indicator of risk, commonly referred to as a credit score in the US. The way a credit rating and score is calculated can vary, but generally includes factors […]

What’s a biz valuation?

Business valuation assesses a company’s worth, including physical assets, brand power, and public perception. It is used by buyers and sellers to determine a fair price and for legal disputes. The valuation depends on the future of the business and can be conducted through various approaches. Hiring a professional valuer is recommended for an accurate […]

What’s a lipogram?

A lipogram is a writing technique that deliberately excludes one or more letters in an alphabet. It requires finding alternative words that fit the intended meaning without compromising the letter omission strategy. Examples include novels and even Shakespeare’s works. A pangrammatic lipogram includes all the letters of the language, with no single letter omitted. A […]

What’s Personal Use Property?

Personal use property refers to items owned by an individual for personal use, including computers, TVs, and cars. They can be converted to business use, but their fair market value must be determined. Some personal use assets appreciate over time, while others depreciate. J Just as it seems to suggest, the term personal use property […]

What’s cross margin?

Cross-margining involves placing margin from one financial vehicle into another account with a low margin to reduce overall risk. It is usually only done between similar markets, but some brokers may allow it between different markets. One account must have a low margin to participate, and there can be penalties if payments are not kept […]

What’s sternoclavicular dislocation?

Sternoclavicular dislocation is a rare shoulder injury caused by a hard blow to the shoulder. Symptoms include severe pain and shoulder deformity. Treatment may involve closed reduction or surgery. Posterior dislocations can be more dangerous as they can damage important structures below the breastbone. Sternoclavicular dislocation is a type of injury in which the clavicle, […]

What’s Strategic Online Marketing?

Strategic internet marketing involves using the internet to generate more customers through website design, content creation, search engine optimization, and social media. Website design is important as humans are visual creatures, and content must be engaging and to the point to keep visitors interested. Strategic Internet marketing is a marketing term that encompasses the various […]

Estate planning & trusts: what’s the link?

Estate planning involves distributing physical assets, and trusts are tools used to administer and divide property according to the owner’s wishes. Trusts allow for control of distribution even after death and may be favored over wills for their perceived advantages. The estate planning process refers to the disposition by any owner of physical assets, such […]

What’s a Forensic Med Examiner?

A forensic medical examiner determines the cause and method of death, primarily through laboratory work. They are usually government-appointed and require extensive training in pathology and forensic pathology. Autopsies involve both surface and internal examinations, with collected data used to determine the cause of death. Becoming a forensic medical examiner requires attending medical school and […]

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