Autism spectrum disorder is characterized by a triad of disabilities: emotional/social impairment, inflexibility in thinking/imagination, and difficulty with communication/speech. These behaviors usually manifest in early childhood and can cause difficulties in socializing, communication, and imaginative play. Ritualistic behavior and obsession with a single topic are also common. The triad of disabilities divides the characteristics observed […]
Financials are objective data that describe a company’s financial health and viability, including its balance sheet, income statement, and annual report. These are important tools for fundamental analysis of stocks, with the annual report being the most useful for quickly assessing a company’s financial performance. The balance sheet and income statement provide more specific information, […]
Bahasa Indonesia is the official language of Indonesia, spoken by over 200 million people. It’s a standardized language and mainly serves as a second language. It’s based on Malay and has borrowed words from Dutch and Arabic. The structure is simple, with no tenses or verb conjugation. Bahasa Indonesia is the official language of Indonesia […]
Romantic poetry emphasizes individualism, emotion, and nature, rejecting neoclassicism and the Enlightenment. The movement, which began in Germany, influenced Western thought and art. Romantic poets created new modes of expression and emphasized intuition and imagination. The movement lasted into the 20th century and influenced later movements like Surrealism. Famous Romantic poets include Wordsworth, Shelley, and […]
A rabbi trust is an irrevocable trust used to fund benefits for employees under a non-qualified deferred compensation plan. It prevents employers from using the funds for other purposes and protects the balance in case of changes to pension plans. It can also be used in situations where an employer buys another business to defer […]
Sciatica is a painful condition affecting the lower back and leg caused by irritation of the sciatic nerve. Diagnosis involves physical examination and medical history, and treatment includes medication, physical therapy, and surgery. Pregnancy can also cause sciatica. Sciatica is a painful condition that affects the lower back and leg. Experienced when the sciatic nerve […]
Section 1231 of the US tax code provides tax breaks for gains and losses on certain types of property used by businesses, such as machinery, buildings, and livestock. However, the law is complex and it is advisable to consult a tax advisor to ensure proper filing. Property not covered by Section 1231 may be eligible […]
Dogmatic theology is the belief in absolute truth established by the Christian faith, spread through tradition and historical data. It is a science of objective faith through collected data, sanctioned by organized theological bodies. The study of theology requires advanced education and is a continuous formation for priests and faithful. Dogmatic theology is a belief […]
A crash course is an intensive or short-term learning experience, often used in emergency situations. It can also refer to brief introductions to a topic, which can be found for free online. Intensive courses can be taken voluntarily, but emergency situations can cause stress and require immediate learning. The term crash course refers to intensive […]
Selective attention is the process by which people choose what to focus on and how much concentration to exert. Theories suggest that people filter out what they deem unnecessary or unimportant, and neural function is heavily involved. ADHD and autism can affect attention, while poor sleep and brain injuries can shorten attention span. Advertisers try […]
A technical systems analyst selects and configures computer hardware and software for businesses, government agencies, or non-profit organizations. They meet with management to determine needs, propose solutions, and act as a liaison with vendors and IT installers. A bachelor’s degree in computer science or related field is preferred. A technical systems analyst implements or upgrades […]
Creditors insurance can protect lenders if borrowers die or become disabled before paying off a loan. It can be mandatory or voluntary and includes life and disability insurance. Group policies are generally less expensive, and declining term life insurance can cover mortgage loans. The proceeds go to the lender, not the insured’s family. A lender […]
Employed and self-employed workers differ in tax laws, sole proprietorship, and self-motivation. Self-employed workers have more independence but no paid sick leave, pension funds, or workers’ compensation. They are responsible for their own health insurance and taxes. However, self-employment offers financial benefits and freedom in decision-making. Self-employed workers have more responsibilities and no boss or […]
“Even stevens” means equal distribution of resources or fulfillment of contractual obligations. Its origin is unclear, but it may have become popular after a New Zealand racehorse of the same name won several races. The phrase uses rhyme and may be a mnemonic device. It is usually used in the form of a question and […]
Irony and sarcasm are similar but not the same. Irony can be verbal, dramatic, or situational, while sarcasm is strictly verbal and a type of verbal irony. Irony refers to any circumstance that doesn’t mean what it appears to mean, while sarcasm is a bitter and critical statement that means the opposite of what is […]
A secondary market mortgage is sold by loan originators to investors, allowing for quick and easy access to funds. Homeowners don’t notice a difference in their mortgage agreement, and government agencies like Fannie Mae and Freddie Mac offer many mortgage loans on the secondary market. This strategy offers opportunities for investors to achieve consistent returns […]
Principal amount is the face value of a loan or debt guarantee. Borrowers repay a portion of the principal with each monthly payment, and in mortgages, the vast majority of the payment will be interest at the beginning. In other investments, principal refers to the original investment amount. The principal amount is the face value […]
Financial analysis is a system that evaluates various aspects of a business opportunity to make a comprehensive and financially beneficial decision. It requires the integration and evaluation of a broad spectrum of data, and financial executives are adopting it as a solution to increase financial productivity. Companies can hire an analyst firm or use a […]
Scapegoating is blaming one person or group for problems while ignoring others’ responsibilities. It can be irrational and emotional, while properly assigning blame uses facts and logic. The term comes from an ancient Jewish ceremony. Scapegoats can be used defensively or offensively, and can lose power and status. Scapegoating is the practice of blaming major […]
A country limit is the maximum amount a bank charges for all loans in a foreign country, based on factors such as exchange rates, economic health, and political climate. Each type of loan is covered by a national limit, and banks carefully evaluate individual borrowers. Limits are subject to change based on market conditions and […]