Most dental insurance policies cover preventative care, such as checkups and cleanings, as well as routine dental work like fillings and extractions. Coverage for other treatments varies by plan, with more expensive policies covering more procedures. Mouth surgery and some treatments may only be partially covered. Regular checkups and cleanings are usually fully paid for […]
“Going in” is a financial strategy where investors delay buying or selling until someone else has assumed the initial risk associated with the investment. Legging involves gradually increasing investment in a position, while entering involves taking a wait-and-see approach to determine if it’s a good idea to buy or sell. The goal is to wait […]
Customer billing involves collecting money from customers for goods or services provided. Good billing practices and customer service help with customer retention. Many companies use billing software, but human customer service agents are crucial for resolving issues and retaining customers. Discounts and adjustments can be authorized by customer billing agents. The process is mostly automated, […]
“Cold turkey” means to quit something abruptly without preparation. It is often used in the context of drug addiction, but can also refer to direct communication. The origin of the phrase is uncertain, but it may come from “talk about turkey,” a slang term for getting to work quickly. Quitting cold turkey can be effective […]
Single premium life insurance policies allow a lump sum investment for a guaranteed payout, with options including fixed or variable interest rates. Benefits vary based on age, health, and investment amount, and some policies offer withdrawal options for long-term care or terminal illness. Withdrawals are generally taxed and additions cannot be made. There are several […]
“Against the clock” is an idiom used when someone is racing to complete a task within a deadline, often in high-stress environments like business or sports. It originated from “race against time” in the sports world. English has many time-related idioms, with over 3,500 in use, making it difficult for non-native speakers to understand. Some […]
Ringworm is a common fungal skin condition caused by dermatophytes that is contagious and can be contracted from direct contact with another person or pet. It is easy to cure with over-the-counter remedies, but if symptoms persist for more than four weeks, a person should see a doctor. It can be prevented by wearing shower […]
Mismatched lots are stocks sold with less than the usual number of shares. Brokers may charge different commissions for executing orders on odd lots, but they can be a good deal for investors looking to accumulate shares in highly desirable but rarely available stocks. Some brokers may advise investors when desirable lots become available. Mismatched […]
Economic expansion is when a country’s GDP increases over a specific period of time, with an increase in per capita GDP. GDP is made up of consumption, investment, government purchases, and net exports. Economic growth is a goal for most governments and can occur naturally or through government stimulation. Consumer confidence and perception of financial […]
Moral realism is the belief that there are objective moral facts that can be acted upon. Anti-realists oppose this view and believe that moral statements are based on personal beliefs and emotions. To determine if a moral claim is true, moral realists evaluate its real-world relationships and perform a cost-benefit analysis. The validity of each […]
A total market index is a benchmark used by the financial industry to monitor the risk and returns of an entire market. It includes publicly traded companies listed on a country’s major stock exchanges and is weighted based on each company’s contribution to the overall index price. Different weighting methodologies are used, such as market […]
Education specialists have specialized knowledge in areas such as early childhood education, learning disabilities, online learning, health education, and product knowledge. They work in various settings, including schools, businesses, and healthcare centers, and may coach, mentor, and monitor progress. Their roles vary from providing professional development training to teachers, addressing student challenges, and integrating technology […]
A bad debt write-off is a way to remove uncollectable debt from a company’s accounts receivable and use it as a tax deduction. It can occur when a customer defaults on a balance or files for bankruptcy, but efforts to collect the debt may still continue through collection agencies or debt sales. A bad debt […]
Nouns represent things, verbs are actions, adverbs modify verbs, and adjectives modify nouns. Adjectives can be predictive or attributive, and some can only work as one or the other. Identifying whether an adjective is attributive or predictive is not necessary for communication, but they add richness and specificity to language. Most everyone knows that nouns […]
Global trust funds are financial accounts that accept contributions to help global causes such as poverty, education, and disease. Significant funds include the Global Program on Agriculture and Food Security, the World Food Program, and the Global HIV/AIDS Trust Fund. The Gates Foundation launched the Global Agriculture and Food Security Program to support impoverished farmers. […]
Hyperreality blurs the line between what is real and fictional, with symbols and representations becoming more important than reality. It is exploited in advertising and can lead to people living in a state of hyperreality, disconnected from the real world. Although there is some debate over the exact definition, hyperreality is generally defined as a […]
Stamp duty is a tax on legal documents or publications, with different rates and rules in various countries. The United States does not have stamp duty due to the negative reaction to the Stamp Act of 1765, which helped lead to the American Revolution. In the UK, stamp duty is levied on the purchase, rental, […]
Paid content refers to online media that requires payment for access or use, including subscription fees or individual file downloads. It can also refer to content created for a website as part of a paid agreement. Paid content typically refers to one of two concepts related to online or digital media. The term often refers […]
Agonal respiration is irregular, gasping breaths that can occur in patients with terminal illness or cardiac arrest. It is not the same as hyperventilation or non-terminal respiratory disorders. It is a medical emergency and can lead to death if not treated immediately. In some cases, it can be a good sign after cardiac arrest. It […]
An IT assistant provides general IT services and support to computer users, with diverse daily tasks including generating support tickets, monitoring equipment, and organizing files. They may also perform physical tasks such as installing hardware and changing printer cartridges. Strong interpersonal and technical skills are important. An information technology (IT) assistant is responsible for providing […]
