Tricompartmental arthritis affects all three compartments of the knee joint, causing pain, stiffness, and instability. Treatment options include medication, physical therapy, and surgery, with a complete knee replacement being a common solution. Diagnosis requires physical examination and medical imaging, and continuous monitoring is necessary to determine the effectiveness of treatment. Surgery may be recommended if […]
MLM watchdogs monitor MLM businesses to protect consumers from potential abuse. Federal agencies watch MLM companies to prevent illegal pyramid schemes. Watchdogs investigate product claims and purchase sales kits to investigate growth strategies. They also provide helpful tips to consumers and job seekers to avoid MLM scams. An MLM watchdog is an individual or other […]
Cultivation theory suggests that long-term television viewing distorts the viewer’s perception of reality. George Gerbner developed this theory and also introduced the mediocre world syndrome. He believed that children were more easily influenced by television and offered three principles for media literacy to combat negative effects. Gerbner was a media researcher and dean of the […]
“Fixed charge” can refer to predictable recurring expenses or a pledge on a fixed asset to secure a loan. Fixed expenses, like rent, require caution and creditors check ownership of the asset. Businesses can factor in fixed expenses to budget decisions and make estimates for variable expenses. The term “fixed charge” is used in two […]
Outright purchases are acquisitions of less than 5% of a company’s outstanding shares. They can generate income or be used to acquire controlling interest. Regulations require investors to file documents when acquiring a cumulative percentage of shares, making it harder for corporate invaders to take over companies without notice. The SEC sets guidelines for purchases […]
Pareto efficiency is the allocation of resources in the most efficient way, where any change benefiting one party harms another. It is named after Vilfredo Pareto and used in welfare economics. Efficient production, consumption, and resource production structure are necessary for Pareto efficiency. It does not imply fairness and cannot be used as the sole […]
The idiom “in cold blood” means to act unemotionally, and its origin dates back to the medieval belief that a person’s emotions and internal fluids were connected. The phrase was first recorded in 1608 and was used in literature in 1711. Truman Capote’s book In Cold Blood revived a style of journalism and caused controversy. […]
Annual exclusion allows individuals to gift up to $10,000 without incurring gift tax. The gift must be freely given, without conditions, and of current interest. Donors must confirm the gift was given freely. The exclusion must be requested for the tax year in which the donation was filed. An annual exclusion is a type of […]
The Pareto principle suggests that 80% of results come from 20% of effort or resources used. It’s a general rule of thumb used in business and economics, but not a hard and fast rule. It’s named after economist Vilfredo Pareto and is used to improve productivity and decision-making. The Pareto principle is a concept used […]
“Keep up to date” means to stay informed about a situation. It originated from the term “post” which referred to sharing information in public forums. The term has evolved with the advent of the internet and email, allowing people to stay informed even faster. Its relation to the post office and the act of sending […]
A capitalization mutual fund invests in companies based on criteria other than market capitalization. Market capitalization is the stock price multiplied by the number of shares issued. Mutual funds are ranked by the size of the market capitalization of the companies in their portfolios. An all-cap mutual fund invests in companies of any size. A […]
Sacral agenesis is a rare condition causing spinal deformities in newborns, with hereditary factors being the main cause. Lack of certain vital nutrients during pregnancy may be a factor. Prognosis varies, with some children living normal lives with surgery and physical therapy, while others may be confined to a wheelchair. To prevent the condition, women […]
A team supervisor delegates responsibilities, troubleshoots work processes, and works with upper management to hire or fire employees. They must have a positive attitude, good work ethics, and knowledge of specific processes. Companies hire multiple supervisors to manage teams and improve efficiency. A team supervisor is a senior member of a work team who supervises […]
The National Credit Union Administration oversees credit unions in the US, sets policy, and insures deposits through the National Credit Union Share Insurance Fund. Credit unions are cooperatively owned, share profits with members, and are generally safe. The NCUA was established in 1934 to protect consumers from credit union failure, and credit unions with NCUA […]
The idiom “all’s well that ends well” means that as long as the end result is positive, any difficulties faced in achieving a goal are acceptable. It was popularized by Shakespeare’s play of the same name, but was already in common use among Britons. The idiomatic expression “all’s well that ends well” is usually used […]
Intercostal neuralgia causes bands of pain around the rib cage due to nerve damage or degenerative disease. Diagnosis can be complicated, but treatment options include pain relievers, anti-inflammatory medications, physical therapy, nerve stimulation, and surgery. Intercostal neuralgia is a rare pain condition involving the intercostal nerves that supply the muscles between the ribs. In patients […]
A municipal clerk is responsible for record keeping and administrative tasks in local or regional government offices, including managing court proceedings, recording minutes of meetings, and administering city services. The job requires interaction with the public and may require a college degree and certification. A municipal clerk is responsible for record keeping and administrative tasks […]
A trend reversal is a change in the direction of individual investments or a market as a whole, which can be positive or negative. Investors and brokers use trend reversals to plan future investment strategies and minimize losses. Trend reversals are changes in the direction of individual reversals or of a market as a whole. […]
A contractual guarantee, also known as a collateral guarantee, allows an external guarantor to acquire rights in a contract and execute agreements on behalf of the guarantee to perform the contract. It is illegal in the US, but demand guarantees are allowed. The purpose is to ensure payment of a performance bond, which is often […]
Benefit set-off can result in the loss of retirement plan benefits due to unpaid loans or other sources of benefits. Providers can withhold up to 10% of the plan’s value. This can also affect employment benefits. It prevents abuse of care services and ensures resources are available for those who need full support. A benefit […]
