Computer fraud includes identity theft, identity fraud, and internet sales fraud. Criminals manipulate software to hack computers and gain access to sensitive information. They use false pretenses to obtain identifying information and trick victims into sending money for products that are never delivered.
Among the most common types of fraud a person can commit with a computer are fraud and identity theft. An individual can also commit computer fraud by manipulating computer software or tampering with computer data. Also, some criminals use fraudulent Internet sales to steal money from their victims.
Identity fraud can be committed with a computer. When a person commits this type of fraud, he pretends to be another person to gain his victim’s trust. For example, he may pretend to be a refugee to make his victim feel sympathy, with the aim of getting money from his unsuspecting victim. Often the offender persuades his victim to send him money to another country. The criminal can assume the identity of someone who exists or invent a false identity.
Another type of fraud that can be committed through computers is identity theft. In this crime, a person uses false pretenses to obtain identifying information about his victim, as well as sensitive data, such as credit card and bank account numbers. For example, a criminal may trick his victim into entering passwords or credit card numbers into a website or email and then acquire this information for his own use. Typically, this is accomplished by making the victim believe that they are providing this information to a company they know and trust. The criminal then uses the information obtained for his own benefit, for example by purchasing products with the victim’s credit card.
An individual can also become a victim of Internet sales fraud. With this type of cyber fraud, a criminal works to get his victim to voluntarily send him money in exchange for a product that is never delivered. For example, he can set up a website or an online auction and offer items for sale. The victim provides payment and expects to receive the items he ordered in return, but never does. Instead, the criminal becomes impossible to reach, and the victim eventually realizes that they have been the victim of a fraud.
Sometimes, criminals also manipulate software to hack computers. Using malicious software, an attacker can gain access to a wide variety of computer files, including e-mail messages and stored bank account and credit card information. In some cases, efforts are made to not only take control of computer files, but also to take control of computer processes.
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