What’s a Gift Card?

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Gift cards are a convenient and popular gift option that can be used like a credit card at designated stores or locations. They don’t usually expire and any remaining balance can be saved for future purchases. Gift cards can also be used for beauty and spa services. They cannot be exchanged for cash, but the remaining balance can be refunded in some cases.

People who want to get someone a gift but don’t know exactly what to get might want to consider a gift card. Similar to a gift card, it looks more like a credit card, with a magnetic strip on the back that records the amount of money the card holds. The recipient can use it like a credit card, spending up to the card’s value at the store designated on the gift card or, if no specific store is named, any time they choose.

Virtually all major stores issue gift certificates for the request. The card must be spent at the store where it was purchased or, if the store is part of a chain, any outlet will redeem it. It is also possible to buy cards that can be used in a selection of shops that are either all owned by the same parent company or are all located in the same location, such as a shopping centre. Many credit card issuers also make gift cards available, which can be spent anywhere that accepts credit from that issuer.

Most gift cards don’t have an expiration date, although some are only valid for a year after they are issued. Plus, you don’t have to spend the money on the card right away. If the purchase is less than the card amount, a credit balance remains. The holder does not have to keep track of the scale, as a quick scan of the magnetic stripe in the register will reveal this information.

A gift card often looks like a credit card that the user never has to pay. This makes receiving and spending fun too. Furthermore, it allows the recipient to do his own shopping, getting exactly what he needs or wants most.

Many types of businesses, including beauty and spa stores, also issue gift cards. This is a great way for one person to give someone they know a makeover or a little pampering without trying to make a specific appointment. With the card, the recipient can treat himself to something she would never do for herself, or would put off indefinitely, at a time that fits her schedule.

With the love affair people have with credit cards, a gift card of any denomination is sure to be appreciated. It can also fit neatly inside a greeting card, and some companies will even put one in a nifty little box and wrap it with ribbon. The denomination is also included in an insert so the recipient knows how generous the donor has been.

While each store has its own policies, a gift card cannot normally be exchanged for cash. The value of a returned item that was purchased with a gift card will be added back to the card. In many cases, if purchases leave a balance of less than $5.00 US Dollars (USD) on the card, the cardholder may receive change, if requested, to close the card. The rules governing these finer points are at the discretion of the issuer.




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