A medical evaluation involves a healthcare professional examining a patient’s body for signs of injury, illness, or disease. It starts with a medical history, followed by physical exams and tests. Insurance companies or employers may order evaluations to assess previously diagnosed conditions or support a plaintiff or defendant in a civil suit. Gender-specific tests are also included.
A medical evaluation is a process during which a healthcare professional examines a patient’s body for signs of injury, illness, or disease. Some medical evaluations are with a primary care physician due to the patient’s symptoms. Third-party doctors are sometimes asked to verify previously diagnosed medical problems.
Most medical evaluations start with a medical history. The patient is asked about currently prescribed medications, current and past medical conditions, surgeries, and illnesses. Vital signs are taken and recorded, including blood pressure, heart rate, and body temperature. Symptoms are discussed with regards to onset and severity.
The body is examined. This may include testing your physical reflexes, examining your eyes, nose and throat, or checking your eyes for lesions. Based on your symptoms and test results, further tests may be ordered. Blood tests, X-rays, or cardiovascular system tests are examples of tests commonly required for a medical evaluation. Based on the examinations and test results, the diagnosis is made.
Medical evaluations ordered by insurance companies or employers typically target previously diagnosed conditions. For example, an employee’s work injury claim is reviewed to assess the existence or severity of the injury. Additionally, the medical evaluation is used to assess the severity of the injury or illness to determine a financial award or the length of the disability payment.
Some medical evaluations are ordered to support a plaintiff or defendant in a civil suit. When this happens, the existence and probable cause of a specific injury or disease is assessed. The results of the medical evaluation are provided to the applicant. In some cases, the evaluating physician is required to testify in court regarding his or her findings and expert opinion on these findings.
Sometimes an insurance company will also pay for a medical evaluation as a preventative health measure. Policyholders are encouraged to schedule a medical evaluation so that illnesses or injuries can be detected and treated in their early stages. Such evaluations usually involve a complete physical exam. Insurance companies order medical evaluations to assess a customer’s eligibility for insurance. Denial of eligibility or a higher award may result from the evaluation results.
Gender-specific tests are typically included in a general medical evaluation. Pap smears and prostate exams are examples of gender-specific tests. Additionally, pregnancy testing during a baseline physical checkup is restricted to female patients within a targeted age range.
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