The article advises on dealing with moochers who constantly borrow things. When lending money, consider the purpose, and offer alternatives like watching a movie. Set boundaries and offer help with money management. Don’t lend money without knowing the purpose and teach them to help themselves.
Nearly every person has a friend or family member who is a mooch. A freeloader is always borrowing something, whether it’s money, food, rides, favors, or yard equipment. With a mooch, asking to borrow something is a regular, if not every day, occurrence. There are many things you can do to keep the mooch at bay without being rude or saying something hurtful.
When the freeloader calls asking for money, figure out what he needs it for. If he needs it for a liter of milk, it would be nice to go get him one. If the money is needed for a night on the town, however, you’ll only feed him the habit if you lend it to him. Invite him to watch a movie with you instead. Chances are he will turn you down and go out anyway.
Most mooches try to live beyond their means. To do this, they need cash. The best thing you can do is set boundaries. A freeloader may give false reasons for needing the money, such as needing to go to the dry cleaners. Offer the use of your laundry instead, as it will show you care without handing over your money.
If your boyfriend seems to be calling at all hours of the day, begging for money or sharing his sad story, try turning the ringer off. Everyone needs quality, uninterrupted time with their family. If it’s important, he’ll leave a message. Be polite and respond when you have time to give him your full attention.
If your mooch appears to be earning enough to pay bills, he may have poor money management skills. Take the time, if she’s willing, to teach her how to manage her money and keep track of his expenses. If she’s not willing, at least you know you tried and you won’t feel bad that you didn’t help her all the time.
A mooch will only be a mooch if you let him. Never help a freeloader with money, because you don’t know what he’s using it for. As a friend, you want to be there for him whenever possible. The best thing you can do is teach him to help himself.
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