Computer identity theft is a growing problem, with hackers using email scams and fraudulent websites to steal personal information. Criminals can also exploit unsecured wireless connections. The consequences can be severe, including ruined credit ratings and legal disputes. Protecting personal information and updating computer security can help minimize the risk.
Computer identity theft occurs whenever a person’s personal information is taken by an outside party and that data is used fraudulently. Identity theft has become something of an epidemic, affecting thousands of victims every year. Many police departments and government agencies have taken it upon themselves to track down and prosecute these criminals, but identity thefts continue.
Online predators have a multitude of ways to perform computer identity theft on innocent victims. After a person’s personal data has been collected, there are several ways hackers can use that information for illegal purposes. The results can be catastrophic for victims, but there are ways to combat these threats.
There are three main ways computer identity theft occurs, although criminals are inventing new methods all the time. Two of the most common, but easiest to avoid, are email scams and fraudulent websites. Thieves will send emails or set up websites that promise great deals or incredible information. By clicking on these links, computer users open up their computers to hackers who can search a user’s browser and keystroke history to retrieve names, addresses, Social Security numbers, credit card numbers, bank accounts, and other.
Many computer identity theft crimes happen from users who do not protect themselves properly. Even if you avoid fraudulent emails and sites, hackers can extract the same information. Some criminals exploit wireless Internet hotspots to infiltrate a person’s computer and extract data. Fortunately, updating a computer’s security and avoiding unsecured wireless Internet connections can help minimize this risk.
The results of computer identity theft are far-reaching and are used for many purposes. The most common purpose is to apply for credit cards and bank loans using the victim’s information. Many criminals also use this personal information to impersonate that person when a crime is committed. Another common type of identity theft scam is to use a victim’s medical information to illegally obtain prescription drugs.
Computer users are advised to be cautious when online, as theft can affect them in many ways. A fake credit card can ruin your credit rating and illegal access to a bank account can obviously result in the loss of funds. Additionally, if a stolen identity is used for crimes, the victim may become embroiled in a legal dispute that they originally had nothing to do with.
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