The Social Security Disability Act (SSD) provides income to eligible disabled workers in the United States. Eligibility criteria include a physical or mental condition preventing work, expected duration of at least 12 months, and sufficient salary during the previous ten years. The amount received depends on previous wages and dependents may also be eligible.
The Social Security Disability Act (SSD) refers to the federally administered program in the United States that provides income to eligible disabled workers. Administered by the Social Security Administration (SSA), the goal of the SSD program is to provide monetary benefits to workers and/or their dependents when the worker is unable to continue working due to a disability. The Social Security Disability Act provides benefits on a temporary or permanent basis for eligible beneficiaries. Social Security disability benefits should not be confused with Supplemental Security Income (SSI), which is also a government-sponsored disability program for low-income claimants.
There are a number of eligibility criteria under the Social Security Disability Act in the United States. The most important qualifications include: a determination that the applicant has a physical or mental condition which prevents him from working; the condition is expected to last at least 12 months or result in death; the applicant has not completed the age of 65; and the applicant has sufficient salary during the previous ten years. Applicants who meet all eligibility requirements will receive a monthly allowance for as long as they remain qualified.
The most important question when determining eligibility revolves around whether or not the applicant is disabled under Social Security Disability Act. Apart from the expected duration of the condition, to be considered disabled, an applicant must be unable to perform the job they have previously held and a decision must be made that the applicant is unable to adjust to a different job as a result of the condition. The process of determining disability is lengthy and requires extensive medical records.
The other big factor in determining eligibility under the Social Security Disability Act is whether or not the applicant has the salary needed to qualify. An applicant must have earned enough work credits, and earned them recently enough, to have the required credits. The amount of income needed to qualify for a credit will change on an annual basis, so an applicant should consult the current Social Security disability website or a local office to ascertain whether they are eligible under employment credits.
The amount an SSD recipient receives will depend on the amount of wages they earned before the disability began. In addition, your spouse and/or children may be eligible to receive benefits for as long as the primary beneficiary receives them. While SSD benefits can be retroactive, there is also a mandatory waiting period before a claimant can be considered eligible for benefits. Therefore, it is best to consult the SSA directly to determine when benefits will begin and how much the original payment will be.
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