King Neptune, a pig born during WWII, was given to Navy recruiter Don C. Lingle to feed guests at a benefit dinner. Lingle saw something special in the pig and made him a mascot for the Navy, raising $19 million for the war effort. After the war, King Neptune lived on a farm and was […]
To become a bond underwriter, applicants need education and training in business administration, finance, or accounting. Internships and sales skills are also important. Once hired, trainees go through structured and unstructured mentoring to learn about the company’s products and the underwriting process. As they gain experience, they are given more control over a designated sales […]
Chemical bonds are formed by atoms sharing or transferring electrons. The three main types are ionic, covalent, and polar covalent. Hydrogen bonds are also included. Ionic bonds occur when electrons are completely transferred, while covalent bonds occur when electrons are shared. Polar covalent bonds occur when atoms are different in electronegativity. Hydrogen bonds are important […]
Immigration bonds are issued when someone is arrested for being in the US illegally. The bond ensures they will return for trial, with money or assets as collateral. Companies issue immigration bonds and may charge a commission or ask for security. If the accused fails to show up in court, bounty hunters may be employed. […]
Ginnie Mae bonds are mortgage-backed securities offered by the Government National Mortgage Association, providing a safer investment option than mortgage-backed securities on the open market. They offer higher returns and are backed by the government, but have a minimum investment requirement and prepayment risks. Investors should weigh the pros and cons and diversify their portfolio. […]
Surety bonds, also known as bail bonds, are guarantees issued by an insurance or bond company to ensure a contractor or business is financially capable of completing a job. They can level the playing field for businesses and are often required for contracts with government agencies. The cost of a bond is determined by factors […]
Sigma bonds are covalent bonds with electron density concentrated along the internuclear axis. They occur when atomic orbitals overlap symmetrically around the axis. Pi bonds are weaker and occur when orbitals overlap away from the axis. Double and triple bonds have one sigma bond and one or two pi bonds respectively. Formaldehyde has three sigma […]
Emerging market bonds are debt securities issued by companies in nations with potential for financial growth, such as the BRIC countries. While some finance professionals encourage investment in these bonds, others warn of risks such as lack of regulation and potential for default. Investors can also consider other options, such as mutual funds or forex […]
Shorting bonds requires careful analysis of market conditions, timing, and interest rates. Shorting bond-based ETFs is an alternative approach that allows for easier targeting, but may not provide access to all types of debt. Sovereign debt is often a good candidate for short selling. Successful shorting of bonds requires very careful analysis of prevailing market […]
Valuing stocks and bonds involves different factors, such as dividends, interest payments, and maturity dates. Bond valuation is considered easier due to fixed interest rates and predictable payments, while stock valuation is more complex due to varying dividends and performance factors. The goal is to accurately assess the asset’s value to investors, and financial analysts […]
Ionic bonds are formed by the attraction of ions and are weaker than covalent bonds but stronger than hydrogen bonds or van der Waals forces. They are explained by electron orbital theory and occur between a metal and a nonmetal. The difference in electrical polarity affects the strength of the bond. Ionic bonded materials dissolve […]
Covalent bonds form between atoms with similar electronegativity, creating molecular orbitals where electrons roam freely. They are the strongest type of bond, but not common in life processes due to their difficulty to break. Other types of bonds include ionic, hydrogen, and van der Waals forces. Covalent bonds are the strongest type of chemical bond […]
The two weeks leading up to Christmas are the most popular time for couples to break up due to financial and social pressures. Only half of Americans who celebrate Christmas go to church, and the traditional colors of Christmas are red, green, and gold. “Jingle Bells” was originally a Thanksgiving song. Christmas is historically the […]
Fixed rate bonds have a specific interest rate for the life of the bond, unlike floating rate bonds. Conservative investors prefer fixed-rate bonds as they offer a predictable return, whereas some investors prefer floating rate bonds for the potential of higher returns. Issuers also prefer fixed-rate bonds as it is easier to calculate interest payments. […]
Ontario Savings Bonds are backed by the Canadian province of Ontario and available to individuals and groups in the province. There are three types of bonds with different interest rates and terms, and eligibility is limited to those residing or with a permanent establishment in Ontario. Bonds can be redeemed at maturity and joint ownership […]
Private placement bonds are issued to a select group of investors and comply with government regulations. Investors must meet minimum requirements, and the bonds can have a fixed or variable interest rate and may be callable. They are generally considered low-risk investments with a high probability of generating a return. Private placement bonds are bond […]
The fair value of a bond is determined by calculating the present value of all expected future cash flows, using variables such as time to maturity, discount rate, coupon rate, and face value. The time value of money principle is used, and the formula is P = C / (1 + r) + C / […]
Municipal bonds are issued by state or local governments in the US to raise money. General obligation bonds and revenue bonds are the two main types, with general obligation bonds being backed by the government’s ability to pay its debts. They can be purchased from a licensed securities dealer or through a mutual fund, and […]
Inflation-indexed bonds adjust their cash flow to actual inflation levels, providing a real rate of return that matches the nominal interest rate, eliminating inflation risk for both investors and issuers. They are an attractive option for long-term investments in inflationary times. The United States Treasury issues Treasury Inflation Protected Securities (TIPS), which adjust the principal […]
Ginnie Mae bonds are mortgage-backed securities offered by GNMA, which buys and sells mortgages to investors. They offer higher returns and safety, but have risks such as prepayment and a high minimum investment. Investors should weigh the pros and cons and diversify their portfolio. Ginnie Mae bonds are investments in securities offered by the Government […]
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