Public contractor liability refers to a contractor’s responsibility for damage or injury to employees or property while working on a client’s site. Insurance coverage is often required for high-profile projects and to maintain licenses, and can be expensive but necessary for securing clients. Public contractor liability refers to the responsibility a contractor carries when working […]
Yoga liability insurance protects instructors and facilities offering yoga classes. When choosing a policy, consider coverage, deductibles, cost, and obligations. Check the insurer’s license in your area to avoid difficulties in claiming benefits. Yoga liability insurance is a type of insurance protection designed to protect instructors and facilities that offer instruction in the art of […]
Musicians can protect themselves from liability with musician public liability insurance, which can pay for financial loss and damages if sued. Venue general liability insurance can also provide some protection, but musician liability insurance is designed specifically for musicians. Insurance brokers or agents can help determine if insurance is needed and how much coverage is […]
The Federal Employers Liability Act was passed in 1906 to compensate and protect railroad workers from misconduct and negligence. It requires workers to sue the company and relies on a jury to determine compensation. Workers can sue for lost wages, medical bills, and additional compensation for pain and suffering. Enacted in 1906, the Federal Employers […]
Joint venture arrangements involve multiple entities working together towards a common goal, sharing profits and liabilities. To minimize liability, risks should be identified and communicated clearly, and insurance coverage should be purchased. Sharing risk among multiple partners and investing in suitable insurance can also help reduce liability. In a joint venture arrangement, two or more […]
A facility liability specialist is an expert in legal liability relating to hazards on a company’s site. They can identify potential liability issues, provide advice on how to make premises safer, and act as an expert witness in lawsuits. They require the ability to travel and a keen eye for detail. A facility liability specialist […]
Product liability attorneys represent clients in cases where consumer products have caused damage due to defects or malfunctions. They have specialized skills and knowledge about holding manufacturers or distributors liable and can handle cases ranging from consumer product recalls to more subtle cases of product liability. They must be qualified to practice law in their […]
Professional liability underwriters assess risks for specialized professionals and ensure coverage for liabilities not covered by general liability insurance. They require experience in risk analysis, insurance training, and a property and casualty license. The RPLU designation is often pursued for this profession, and analytical, communication, and customer service skills are essential. A professional liability underwriter […]
Product liability law compensates consumers for damage caused by defective products. Burden of proof varies by jurisdiction. In the US, plaintiffs must prove fault, while in the EU, fault need not be proven. Design defects require proof of inherent problem, manufacturing defects require proof of error, and failure to notify requires adequate warning. In the […]
To succeed in a product liability claim, it is best to hire an attorney. However, if you choose to file a lawsuit yourself, you must familiarize yourself with product liability laws and provide documentation of injuries caused by a defective product. You can sue for manufacturing defects, design flaws, or lack of safety warnings. To […]
Joint and several liability holds multiple parties fully liable for damages, regardless of their actual liability. It combines joint and multiple liability, leading to controversy. Detractors call it the “deep pockets” rule. Advocates argue it protects victims’ ability to receive compensation. Joint and several liability is a legal term that describes a situation where several […]
Vicarious liability is when a person or company can be held responsible for the wrongful actions of someone else, such as an employee. This type of liability is governed by agency law and exists under the doctrine of respondeat superior. Employers can protect themselves by imposing strict guidelines and limiting the scope of employment. Secondary […]
Product liability litigation allows consumers to seek legal recourse for injuries caused by faulty products. Burden of proof varies by jurisdiction, with the US requiring proof of negligence and Europe only requiring proof of causation. Claims can be based on faulty design, manufacturing defects, or failure to provide proper warnings. Design defects are inherent in […]
Product liability law holds manufacturers and sellers responsible for damages caused by defective products. The plaintiff need only prove the product was defective and used in a foreseeable manner. Defenses include proving the product was not defective or that the plaintiff used it in an unpredictable way. Product liability law varies from jurisdiction to jurisdiction, […]
Product liability law assigns responsibility for injury caused by a product to the manufacturer, supplier, designer or retailer. Claims can be based on design defects, manufacturing defects, or failure to report. Liability can be based on negligence or strict liability, depending on jurisdiction. Design defects are inherent in the product’s design, while manufacturing defects are […]
Small business product liability insurance is essential for those selling or manufacturing products. The three main types of coverage are for manufacturing defects, design problems, and inadequate labeling. General considerations include the level of coverage, premiums, global coverage, and product recall costs. If you are starting a business where you will be selling or manufacturing […]
Event planning involves booking talent, arranging catering, providing security, and obtaining event liability insurance. General liability insurance may also provide coverage for third-party losses. Specific event liability insurance can cover risks unique to an event, and cancellation insurance can protect against unforeseen circumstances. Insurance agents can help determine legal requirements and necessary coverage, but the […]
Reduced liability is a legal defense that allows for lesser sentences based on mental health issues. It is controversial and varies by jurisdiction. Some see it as necessary, while others believe it allows for light punishments. Alternatives include the insanity defense, which has a higher burden of proof. Reduced liability is a legal term that […]
Medical product liability refers to the legal responsibility of manufacturers and suppliers for injuries or deaths caused by product malfunction or mislabelling. Cases arise when a person is injured or killed while using medical products, such as surgical or diagnostic equipment, hearing aids, wheelchairs, and walkers. Neglect, oversight, and inadequate testing are common arguments in […]
Secondary liability can be vicarious or contributory and is imposed on a third party who has legal liability for another’s tort. Vicarious liability is based on the relationship between the plaintiff and the third party, while contributory liability is based on the actions of the third party. The law requires a causal link between the […]
